4615 Gopher St, Middleburg, FL 32068 Property Records

Clay County property record for 4615 Gopher St, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,848 sqft · built 2023
Lot Size1.13 acres (49,484 sqft)
OwnerIndividual Name on Record
Last Sale$395,000 (Dec 2023)
Tax Bill$4,899 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
May 2023 Sale
Flood ZoneZone X (minimal risk)
APN32-05-24-006699-024-00

Property Details

APN / Parcel Number

Primary APN32-05-24-006699-024-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,848 sqft Heated Area
Gross Area2,481 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area49,484 sqft (1.13 acres)
Lot Dimensions300 ft deep x 165 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4615 GOPHER ST
CityMIDDLEBURG
StateFL
Zip32068-6451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLK 166 BLACK CREEK PARKUNIT 1 AS REC O R 4781 PG 828
Legal Range24
Legal Township05
Legal Section32
Legal SubdivisionBLACK CREEK
Legal Block166
Legal Lot Number5
Legal Unit1
JurisdictionCLAY FL
Township / Civil DivisionKEYSTONE HEIGHTS
Census Block Group2
Census Block2024
Census Tract31101

Owner

Source: Clay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4615 GOPHER ST, MIDDLEBURG, FL 32068-6451
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 22, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2023 · Amount on Record
Deed SaleDec 18, 2023 · Amount on Record
Prior SaleMay 22, 2023 · Amount on Record
Deed Document Number2023061525
Deed Book / Page4781 / 828
Record UpdatedJun 8, 2026

December 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateDec 18, 2023
Property Address4615 GOPHER ST, MIDDLEBURG, FL 32068-6451
Document Number0047810828
Book / Page4781 / 828
Map ReferenceMB 11 PG 21-33
Instrument DateDec 15, 2023
Instrument2023061525
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 16, 2024
Title CompanyTITLE OF AMERICA LLC, TITLETOWN OF AMERICA LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,765.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13245 ATLANTIC BLVD, JACKSONVILLE, FL 32225-7121

Transferred To (Grantee/Buyer)

NameVerified Name
Address4615 GOPHER ST, MIDDLEBURG, FL 32068-6451

Mortgage

Document Number0004781830
DateDec 18, 2023
Instrument4781/830
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateMay 22, 2023
Property Address4615 GOPHER ST, MIDDLEBURG, FL 32068-6451
Document Number0047220190
Book / Page4722 / 190
Map ReferenceMB 11 PG 21-33
Instrument DateMay 19, 2023
Instrument2023025158
Transaction TypeTransfer
Record UpdatedJun 14, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$350.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3313 SLADE RUN DR, FALLS CHURCH, VA 22042-3920

Transferred To (Grantee/Buyer)

NameVerified Name
Address13245 ATLANTIC BLVD # 4332, 4332, JACKSONVILLE, FL 32225-7121
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,899.00 (+1,707.75%)$321,198 (+844.7%) Land $50,000 Building $271,198$321,198 (+844.7%) Land $50,000 Building $271,198
2023$271.00 (+22.07%)$34,000 (+25.93%) Land $34,000$34,000 (+25.93%) Land $34,000
2022$222.00$27,000 Land $27,000$27,000 Land $27,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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