Clay County property record for 4620 Gopher St, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,844 sqft · built 2003 |
| Lot Size | 1.13 acres (49,484 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $256,000 (Apr 2020) |
| Tax Bill | $324 (2023) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-05-24-006699-086-00 |
| Primary APN | 32-05-24-006699-086-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,844 sqft Heated Area |
| Gross Area | 2,958 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 49,484 sqft (1.13 acres) |
| Lot Dimensions | 300 ft deep x 165 ft wide |
| Garage Area | 594 sqft |
| Porch | Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4620 GOPHER ST |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-6450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 BLK 168 BLACK CREEK PARK UNIT 1 AS REC O R 4297 PG 1970 |
| Legal Range | 24 |
| Legal Township | 05 |
| Legal Section | 32 |
| Legal Subdivision | BLACK CREEK |
| Legal Block | 168 |
| Legal Lot Number | 14 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | KEYSTONE HEIGHTS |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 31101 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4620 GOPHER ST, MIDDLEBURG, FL 32068-6450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2020 | Warranty Deed, Transfer · VA Mortgage ONETRUST HM LOANS |
| May 9, 2018 | Warranty Deed, Transfer · FHA Mortgage NETWORK FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2020 · Amount on Record |
| Deed Sale | Apr 13, 2020 · Amount on Record |
| Prior Sale | May 10, 2018 · Amount on Record |
| Deed Document Number | 2020018698 |
| Deed Book / Page | 4297 / 1970 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Apr 13, 2020 |
| Property Address | 4620 GOPHER ST, MIDDLEBURG, FL 32068-6450 |
| Document Number | 0042971970 |
| Book / Page | 004297 / 001970 |
| Instrument Date | Apr 10, 2020 |
| Instrument | 18698 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2020 |
| Title Company | REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,792.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 154 RAINBOW DR #5422 LIVINGSTON TX 773991054, 5422, LIVINGSTON, TX 77399-1054 |
| Document Number | 42971972 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 004297/001972 |
| Instrument | 18699 |
| Name | ONETRUST HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 9, 2018 |
| Property Address | 4620 GOPHER ST, MIDDLEBURG, FL 32068-6450 |
| Document Number | 0040820946 |
| Book / Page | 004082 / 000946 |
| Instrument Date | May 9, 2018 |
| Instrument | 23931 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2018 |
| Title Company | REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4620 GOPHER ST MIDDLEBURG FL 320686450, MIDDLEBURG, FL 32068-6450 |
| Document Number | 40820947 |
|---|---|
| Date | May 9, 2018 |
| Book Page | 004082/000947 |
| Instrument | 23932 |
| Name | NETWORK FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | HOUSTON, TX 77042 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 8, 2048 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Disabled Person's exemption Veteran's exemption | $258,015 (+5.99%) | $366,701 (+8.55%) Land $50,000 Building $316,701 |
| 2023 | $324.00 (+54.29%) Disabled Person's exemption Veteran's exemption | $243,441 (+3%) | $337,813 (+13.59%) Land $34,000 Building $303,813 |
| 2022 | $210.00 Disabled Person's exemption Veteran's exemption | $236,351 | $297,400 Land $27,000 Building $270,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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