Mobile County property record for 4624 Saint Charles Ct, Mobile, AL 36618
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 2008 |
| Lot Size | 0.13 acres (5,698 sqft) |
| Owner | Individual Name on File |
| Last Sale | $114,000 (May 2020) |
| Tax Bill | $2,052 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R022801111000002021 |
| Primary APN | R022801111000002021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,698 sqft (0.13 acres) |
| Porch | Slab |
| Porch Area | 20 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 3530511 |
|---|---|
| Street Address | 4624 SAINT CHARLES CT |
| City | MOBILE |
| State | AL |
| Zip | 36618-2062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 59 FOREST COVE UNIT 2 MBK 110/53 #SEC 11 T4S R2W #MP28 01 11 1 000 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 11 |
| Legal Subdivision | FOREST COVE |
| Legal Lot Number | 59 |
| Legal Unit | 2 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 3406 |
4624 Saint Charles Ct is owned and occupied by an individual who bought it in May 2020.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4624 SAINT CHARLES CT, MOBILE, AL 36618-2062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Nov 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB |
| May 27, 2020 | Warranty Deed, Transfer · FHA Mortgage RENASANT BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2020 · Amount on File |
| Deed Sale | May 27, 2020 · Amount on File |
| Prior Sale | Jan 5, 2007 · Amount on File |
| Deed Document Number | 202030950 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 4624 SAINT CHARLES CT, MOBILE, AL 36618-2062 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4624 SAINT CHARLES CT, MOBILE, AL 36618-2062 |
| Document Number | 0000062661 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 2025062661 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|---|
| Type | Non-Lending Institution |
| Address | 451 7TH ST SW, WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 296 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 4624 SAINT CHARLES CT, MOBILE, AL 36618-2062 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4624 SAINT CHARLES CT, MOBILE, AL 36618-2062 |
| Document Number | 0000072950 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 2022072950 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 331 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | May 27, 2020 |
| Property Address | 4624 SAINT CHARLES CT, MOBILE, AL 36618-2062 |
| Document Number | 0000030949 |
| Instrument Date | May 22, 2020 |
| Instrument | 30949 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $114.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4624 SAINT CHARLES CT MOBILE AL 366182062, MOBILE, AL 36618-2062 |
| Document Number | 30951 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 30951 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 26, 2050 |
The 2025 property tax bill for 4624 Saint Charles Ct was $2,052, up 5.3% from the year before.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,052.00 (+5.34%) | $16,080 (+5.37%) Land $3,000 Building $13,080 | $160,800 (+5.37%) Land $30,000 Building $130,800 |
| 2024 | $1,948.00 (+4.9%) | $15,260 (+4.88%) Land $3,000 Building $12,260 | $152,600 (+4.88%) Land $30,000 Building $122,600 |
| 2023 | $1,857.00 | $14,550 Land $3,000 Building $11,550 | $145,500 Land $30,000 Building $115,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4624 Saint Charles Ct in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 18 (1978–2014) |
| Claims Outside the SFHA | 7 of 18 |
| Most Recent Claim | Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4624 Saint Charles Ct is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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