Mobile County property record for 4620 Saint Charles Ct, Mobile, AL 36618
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,414 sqft · built 2008 |
| Lot Size | 0.155 acres (6,753 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $198,000 (Aug 2025) |
| Tax Bill | $1,125 (2025) |
| Deeds & Mortgages | Aug 2025 Second Mortgage Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R022801111000002022 |
| Primary APN | R022801111000002022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,414 sqft Living Area |
| 1st Floor Area | 1,414 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,753 sqft (0.155 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 3530520 |
|---|---|
| Street Address | 4620 SAINT CHARLES CT |
| City | MOBILE |
| State | AL |
| Zip | 36618-2062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 60 FOREST COVE UNIT 2 MBK 110/53 #SEC 11 T4S R2W #MP28 01 11 1 000 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 11 |
| Legal Subdivision | FOREST COVE |
| Legal Lot Number | 60 |
| Legal Unit | 2 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 3406 |
Source: Mobile County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4620 SAINT CHARLES CT, MOBILE, AL 36618-2062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage EMBRACE HOME LOANS INC |
| Sep 7, 2018 | Warranty Deed, Transfer · FHA Mortgage TRUSTMARK NATIONAL BANK |
| Aug 17, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2025 · Amount on Record |
| Deed Sale | Aug 8, 2025 · Amount on Record |
| Prior Sale | Sep 7, 2018 |
| Deed Document Number | 202548100 |
| Prior Transfer Date | Jul 19, 2018 |
| Prior Transfer Doc | 0000048665 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 4620 SAINT CHARLES CT, MOBILE, AL 36618-2062 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Title Company | CRANE TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000048102 |
|---|---|
| Date | Aug 8, 2025 |
| Instrument | 2025048102 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | 25 ENTERPRISE CTR, MIDDLETOWN, RI 02842 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Sep 7, 2018 |
| Property Address | 4620 SAINT CHARLES CT, MOBILE, AL 36618-2062 |
| Document Number | 0000052738 |
| Book / Page | 7678 / 1908 |
| Map Reference | MB 110 PG 53 |
| Instrument Date | Sep 5, 2018 |
| Instrument | 2018052738 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | STEWART TITLE OF ALABAMA LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2500 PINE TREE DR, 2500, EVANSVILLE, IN 47711-2116 |
| Name | Verified Name |
|---|---|
| Address | 4620 SAINT CHARLES CT, MOBILE, AL 36618-2062 |
| Document Number | 0000052739 |
|---|---|
| Date | Sep 7, 2018 |
| Instrument | 2018052739 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Aug 17, 2018 |
| Property Address | 4620 SAINT CHARLES CT, MOBILE, AL 36618-2062 |
| Document Number | 0000048665 |
| Book / Page | 007672 / 000110 |
| Instrument Date | Jul 19, 2018 |
| Instrument | 48665 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $60.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4620 SAINT CHARLES CT MOBILE AL 366182062, MOBILE, AL 36618-2062 |
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,125.00 (+5.83%) Homeowner's exemption | $18,610 (+5.5%) Land $3,000 Building $15,610 | $186,100 (+5.5%) Land $30,000 Building $156,100 |
| 2024 | $1,063.00 (+4.11%) Homeowner's exemption | $17,640 (+3.95%) Land $3,000 Building $14,640 | $176,400 (+3.95%) Land $30,000 Building $146,400 |
| 2023 | $1,021.00 Homeowner's exemption | $16,970 Land $3,000 Building $13,970 | $169,700 Land $30,000 Building $139,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 18 (1978–2014) |
| Claims Outside the SFHA | 7 of 18 |
| Most Recent Claim | Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures