4613 Saint Charles Ct, Mobile, AL 36618 Property Records

Mobile County property record for 4613 Saint Charles Ct, Mobile, AL 36618

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,334 sqft · built 2008
Lot Size	0.283 acres (12,333 sqft)
Owner	Individual Name on File
Last Sale	$116,961 (Mar 2009)
Tax Bill	$956 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022801111000002026`

Property Details

APN / Parcel Number

Primary APN	`R022801111000002026`
Alternative APNs	`28 01 11 1 000 002.026` `03530566` `3530566`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,334 sqft Living Area
1st Floor Area	1,334 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,333 sqft (0.283 acres)
Porch	Patio
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3530566
Street Address	4613 SAINT CHARLES CT
City	MOBILE
State	AL
Zip	36618-2062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 64 FOREST COVE UNIT 2 MBK 110/53 #SEC 11 T4S R2W #MP28 01 11 1 000
Legal Range	04S
Legal Township	04S
Legal Section	11
Legal Subdivision	FOREST COVE
Legal Lot Number	64
Legal Unit	2
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1010
Census Tract	3406

Owner

4613 Saint Charles Ct is owned and occupied by an individual who bought it in March 2009.

Source: Mobile County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	4613 SAINT CHARLES CT, MOBILE, AL 36618-2062
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2009 · Amount on File
Deed Sale	Mar 23, 2009 · Amount on File
Prior Sale	Sep 26, 2006 · Amount on File
Deed Document Number	200917849
Deed Book / Page	6508 / 1319
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	4613 SAINT CHARLES CT, MOBILE, AL 36618-2062
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4613 SAINT CHARLES CT, MOBILE, AL 36618-2062

Mortgage

Document Number	0000032781
Date	May 9, 2022
Instrument	2022032781

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	203 Months
Due	Apr 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 4613 Saint Charles Ct was $956 with a homeowner's exemption, up 5.6% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$956.00 (+5.64%) Homeowner's exemption	$15,960 (+5.35%) Land $3,000 Building $12,960	$159,600 (+5.35%) Land $30,000 Building $129,600
2024	$905.00 (+4.02%) Homeowner's exemption	$15,150 (+3.84%) Land $3,000 Building $12,150	$151,500 (+3.84%) Land $30,000 Building $121,500
2023	$870.00 Homeowner's exemption	$14,590 Land $3,000 Building $11,590	$145,900 Land $30,000 Building $115,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4613 Saint Charles Ct in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	18 (1978–2014)
Claims Outside the SFHA	7 of 18
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4613 Saint Charles Ct is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20