4603 Summerside Rd, Cincinnati, OH 45244 Property Records

Clermont County property record for 4603 Summerside Rd, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,609 sqft · built 1932
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$282,500 (Mar 2025)
Tax Bill	$3,324 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-32-13B-005`

Property Details

APN / Parcel Number

Primary APN	`41-32-13B-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,609 sqft Living Area
1st Floor Area	780 sqft
Basement Area	182 sqft
Unfinished Basement	182 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	65,340 sqft (1.5 acres)
View / Lot	Cul-de-sac

Exterior Amenities

Porch	Slab
Porch Area	315 sqft
Lean-To	600 sqft
Pole Barn	1,920 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4603 SUMMERSIDE RD
City	CINCINNATI
State	OH
Zip	45244-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1000
Census Tract	41405

Owner

Source: Clermont County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4603 SUMMERSIDE RD, CINCINNATI, OH 45244-1417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage KEMBA CREDIT UNION INC
Dec 15, 2021	Warranty Deed, Transfer KEMBA CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 25, 2025 · Amount on Record
Deed Sale	Mar 25, 2025 · Amount on Record
Prior Sale	Dec 15, 2021 · Amount on Record
Deed Document Number	20255433
Deed Book / Page	2989 / 3839
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4603 SUMMERSIDE RD, CINCINNATI, OH 45244-1417
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4603 SUMMERSIDE RD, CINCINNATI, OH 45244-1417

Mortgage

Document Number	0000029790
Date	Dec 9, 2022
Book Page	2935/301
Instrument	202200029790

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Dec 8, 2032

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Dec 15, 2021
Property Address	4603 SUMMERSIDE RD, CINCINNATI, OH 45244-1417
Document Number	0000040696
Book / Page	2905 / 2974
Instrument Date	Dec 10, 2021
Instrument	202100040696
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4603 SUMMERSIDE RD, CINCINNATI, OH 45244-1417

Mortgage

Document Number	0000040697
Date	Dec 15, 2021
Instrument	202100040697

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,324.00 (-49.24%)	$65,840 (-) Land $27,270 Building $38,570
2024			$188,100 (-) Land $77,900 Building $110,200
2023	$6,548.00 (+123.94%) Homeowner's exemption	$65,840 (+31.63%) Land $27,270 Building $38,570	$188,100 (+31.63%) Land $77,900 Building $110,200
2022	$2,924.00 Homeowner's exemption	$50,020 Land $20,410 Building $29,610
2020			$142,900 Land $58,300 Building $84,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Summerside Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures