4621 Falling Oak, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 4621 Falling Oak, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,354 sqft · built 2018
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Trust Names on File
Last Sale	$418,950 (Jan 2023)
Tax Bill	$5,185 (2025)
Deeds & Mortgages	Oct 2024 Transfer Jan 2023 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`1G0727300900500000`

Property Details

APN / Parcel Number

Primary APN	`1G0727300900500000`
Alternative APNs	`000000161824` `000000229151` `000000305159` `161824`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,354 sqft Living Area
Gross Area	2,868 sqft
1st Floor Area	2,354 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Covered Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4621 FALLING OAK
City	CIBOLO
State	TX
Zip	78108-4440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CYPRESS POINT #3 BLOCK 9 LOT 5 0.18 AC
Legal Subdivision	CYPRESS POINT #3
Legal Tract	5
Legal Block	9
Legal Lot Number	5
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1008
Census Tract	210614

Owner

4621 Falling Oak is owner-occupied and held in a trust since October 2024.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4621 FALLING OAK, CIBOLO, TX 78108-4440
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2024	Intrafamily Transfer, Transfer
Jan 27, 2023	Vendor's Lien, Transfer · Conventional Mortgage PENTAGON FCU
Jan 14, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Mar 26, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MTG
Mar 10, 2020	Warranty Deed, Subdivision Related Transfer NOT AVAILABLE
Oct 31, 2019	Correction Deed, Transfer FIRST AMERICAN TITLE
Jan 30, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage AMERICAN PACIFIC MTG
Feb 4, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Jan 25, 2019	Loan Modification, Mortgage FIRST AMERICAN TITLE
Nov 30, 2017	Grant Deed, Construction Loan · Construction Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2023 · Amount on File
Deed Sale	Jan 27, 2023 · Amount on File
Prior Sale	Jan 30, 2019 · Amount on File
Deed Document Number	20232212
Last Transfer Date	Oct 18, 2024
Transfer Doc	0000026322
Record Updated	Sep 20, 2026

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUADALUPE TX
Recording Date	Oct 28, 2024
Property Address	TX
Document Number	0099026322
Map Reference	VOL 8 PG 513
Instrument Date	Oct 18, 2024
Instrument	202499026322
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4621 FALLING OAK, SCHERTZ, TX 78108-4440

January 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Jan 27, 2023
Property Address	TX
Document Number	0099002212
Map Reference	VOL 8 PG 513
Instrument Date	Jan 26, 2023
Instrument	202399002212
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	ORCHARD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	369 MISTY SAILS, CIBOLO, TX 78108-0078

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4621 FALLING OAK, CIBOLO, TX 78108-4440

Mortgage

Document Number	0099002213
Date	Jan 27, 2023
Instrument	202399002213

Lender

Name	PENTAGON FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	4621 FALLING OAK, SCHERTZ, TX 78108-4440
Document Number	0000002729
Instrument Date	Jan 14, 2021
Transaction Type	Mortgage
Record Updated	Feb 3, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4621 FALLING OAK SCHERTZ TX 781084440, SCHERTZ, TX 78108-4440

Mortgage

Document Number	0000002729
Date	Jan 22, 2021
Instrument	2729

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	4621 FALLING OAK, SCHERTZ, TX 78108-4440
Document Number	0000008129
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	SUCCESSION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4621 FALLING OAK SCHERTZ TX 781084440, SCHERTZ, TX 78108-4440

Mortgage

Document Number	0000008129
Date	Apr 3, 2020
Instrument	8129

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2050

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Mar 10, 2020
Property Address	4621 FALLING OAK, SCHERTZ, TX 78108-4440
Document Number	0000006019
Instrument Date	Mar 10, 2020
Instrument	6019
Transaction Type	Subdivision Related Transfer
Record Updated	May 21, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4621 FALLING OAK SCHERTZ TX 781084440, SCHERTZ, TX 78108-4440

October 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	GUADALUPE TX
Recording Date	Oct 31, 2019
Property Address	4621 FALLING OAK, SCHERTZ, TX 78108-4440
Document Number	0000024983
Instrument Date	Oct 30, 2019
Instrument	24983
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915

January 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jan 30, 2019
Property Address	4621 FALLING OAK, SCHERTZ, TX 78108-4440
Document Number	0000002129
Instrument Date	Jan 29, 2019
Instrument	2129
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 6, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4621 FALLING OAK SCHERTZ TX 781084440, SCHERTZ, TX 78108-4440

Mortgage

Document Number	2130
Date	Jan 30, 2019
Instrument	2130

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2049

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GUADALUPE TX
Recording Date	Feb 4, 2019
Property Address	4621 FALLING OAK, SCHERTZ, TX 78108-4440
Document Number	0000002463
Instrument Date	Jan 25, 2019
Instrument	2463
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GUADALUPE TX
Property Address	4621 FALLING OAK, SCHERTZ, TX 78108-4440
Document Number	0000002468
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915

November 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	GUADALUPE TX
Recording Date	Nov 30, 2017
Property Address	4621 FALLING OAK, SCHERTZ, TX 78108-4440
Instrument Date	Feb 24, 2015
Instrument	28210
Transaction Type	Construction Loan
Record Updated	Nov 6, 2019
Title Company	PROROVIDENCE TITLE COMPANY, PROROVIDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14206 NORTHBROOK DR SAN ANTONIO TX 782325020, SAN ANTONIO, TX 78232-5020

Mortgage

Document Number	0000028210
Date	Nov 30, 2017
Instrument	28210

Lender

Name	BANK OF AMERICA
Type	Bank
Address	901 MAIN ST # 20TH, DALLAS, TX 75202-3707

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4621 Falling Oak was $5,185 with exemptions applied, down 15.7% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,457 (-2.95%) Land $48,206 Building $347,251	$395,457 (-2.95%) Land $48,206 Building $347,251
2025	$5,185.00 (-15.75%) Homeowner's exemption Senior Citizen's exemption	$407,463 Land $45,305 Building $362,158	$407,463 Land $45,305 Building $362,158
2024	$6,154.00 (-0.11%)
2023	$6,161.00 (-17.67%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$441,600 Land $60,105 Building $381,495	$441,600 Land $60,105 Building $381,495
2022	$7,483.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4621 Falling Oak in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4621 Falling Oak is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Guadalupe Valley Electric Cooperative Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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