4608 Falling Oak, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 4608 Falling Oak, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	2,480 sqft · built 2020
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,200 (Jun 2020)
Tax Bill	$5,062 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2020 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`1G0727401001500000`

Property Details

APN / Parcel Number

Primary APN	`1G0727401001500000`
Alternative APNs	`000000168160` `000000245209` `168160`

Interior

Stories	2 Stories
Building Area	2,480 sqft Living Area
Gross Area	3,100 sqft
1st Floor Area	1,547 sqft
2nd Floor Area	933 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4608 FALLING OAK
City	CIBOLO
State	TX
Zip	78108-4440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CYPRESS POINT #4 BLOCK 10 LOT 15 .19 AC
Legal Subdivision	CYPRESS POINT #4
Legal Tract	15
Legal Block	10
Legal Lot Number	15
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1009
Census Tract	210614

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4608 FALLING OAK, CIBOLO, TX 78108-4440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Warranty Deed, Subdivision Related Transfer LEGACY MUTUAL MTG
Jan 28, 2020	Grant Deed, Transfer NOT AVAILABLE
Jan 28, 2020	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK
Oct 31, 2019	Correction Deed, Transfer FIRST AMERICAN TITLE
Feb 6, 2019	Trustee's Deed, Transfer · Line of Credit OTHER INSTITUTIONAL LENDERS
Feb 4, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Nov 6, 2018	Warranty Deed, Transfer PROVIDENCE TITLE
Nov 6, 2018	Loan Modification, Mortgage · Line of Credit TEXAS CAP BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2020 · Amount on Record
Deed Sale	Jun 19, 2020 · Amount on Record
Deed Document Number	202099015402
Record Updated	Sep 20, 2026

June 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jun 19, 2020
Property Address	4608 FALLING OAK, SCHERTZ, TX 78108-4440
Document Number	0000015402
Instrument Date	Jun 19, 2020
Instrument	15402
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4608 FALLING OAK SCHERTZ TX 781084440, SCHERTZ, TX 78108-4440

Mortgage

Document Number	15403
Date	Jun 19, 2020
Instrument	15403

Lender

Name	LEGACY MUTUAL MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78231

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jan 28, 2020
Property Address	4608 FALLING OAK, SCHERTZ, TX 78108-4440
Document Number	0000002299
Instrument Date	Jan 28, 2020
Instrument	2299
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7910 GATEWAY BLVD E #112 EL PASO TX 799151816, 112, EL PASO, TX 79915-1816

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GUADALUPE TX
Property Address	4608 FALLING OAK, SCHERTZ, TX 78108-4440
Document Number	0000002300
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915

Mortgage

Document Number	0000002300
Date	Jan 28, 2020
Instrument	2300

Lender

Name	WELLS FARGO BK
Type	Bank
Address	1445 ROSS AVE # 48TH, DALLAS, TX 75202-2711

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	GUADALUPE TX
Recording Date	Oct 31, 2019
Property Address	4608 FALLING OAK, SCHERTZ, TX 78108-4440
Document Number	0000024983
Instrument Date	Oct 30, 2019
Instrument	24983
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915

February 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	GUADALUPE TX
Recording Date	Feb 6, 2019
Property Address	4608 FALLING OAK, SCHERTZ, TX 78108-4440
Document Number	0000002639
Instrument Date	Jan 25, 2019
Instrument	2639
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	8981 CASTNER DR #E EL PASO TX 799071833, E, EL PASO, TX 79907-1833
Investor	Possibly a Property Investor

Mortgage

Document Number	2465
Date	Feb 6, 2019
Instrument	2465

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	8981 CASTNER DR # E, EL PASO, TX 79907-1833

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Feb 5, 2021

Interest

Rate Type	Adjustable Rate

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GUADALUPE TX
Recording Date	Feb 4, 2019
Property Address	4608 FALLING OAK, SCHERTZ, TX 78108-4440
Document Number	0000002463
Instrument Date	Jan 25, 2019
Instrument	2463
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Nov 6, 2018
Property Address	4608 FALLING OAK, SCHERTZ, TX 78108-4440
Document Number	0000025408
Instrument Date	Oct 31, 2018
Instrument	25408
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	PROVIDENCE TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	14206 NORTHBROOK DR SAN ANTONIO TX 782325020, SAN ANTONIO, TX 78232-5020
Investor	Possibly a Property Investor

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GUADALUPE TX
Recording Date	Nov 6, 2018
Property Address	4608 FALLING OAK, SCHERTZ, TX 78108-4440
Instrument Date	Oct 31, 2018
Instrument	25409
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	PROVIDENCE TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	3602 PAESANOS PKWY #200 SAN ANTONIO TX 782311278, 200, SAN ANTONIO, TX 78231-1278
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025409
Date	Nov 6, 2018
Instrument	25409

Lender

Name	TEXAS CAP BK
Type	Bank
Address	2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Nov 5, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,815 (-1.31%) Land $49,404 Building $289,411	$338,815 (-1.31%) Land $49,404 Building $289,411
2025	$5,062.00 (-16.59%) Homeowner's exemption	$343,321 (-13.21%) Land $46,890 Building $296,431	$343,321 (-13.21%) Land $46,890 Building $296,431
2024	$6,069.00 (-2.8%)
2023	$6,244.00 (-29.08%)	$395,595 (-2.79%) Land $61,992 Building $333,603	$395,595 (-2.79%) Land $61,992 Building $333,603
2022	$8,804.00	$406,952 Land $48,722 Building $358,230	$406,952 Land $48,722 Building $358,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Guadalupe Valley Electric Cooperative Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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