Guadalupe County property record for 4601 Falling Oak, Schertz, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 5.5 ba · 2,704 sqft · built 2018 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $309,600 (Sep 2018) |
| Tax Bill | $5,563 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G0727300901000000 |
| Primary APN | 1G0727300901000000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,704 sqft Living Area |
| Gross Area | 3,253 sqft |
| 1st Floor Area | 2,144 sqft |
| 2nd Floor Area | 560 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 499 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 95 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4601 FALLING OAK |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-4440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CYPRESS POINT #3 BLOCK 9 LOT 10 0.19 AC |
| Legal Subdivision | CYPRESS POINT #3 |
| Legal Tract | 10 |
| Legal Block | 9 |
| Legal Lot Number | 10 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 210614 |
Source: Guadalupe County assessment roll, APN 1G0727300901000000, as of August 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4601 FALLING OAK, CIBOLO, TX 78108-4440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 10, 2019 | Deed of Trust, Mortgage · FHA Mortgage GOLD FIN'L SVCS |
| Sep 10, 2018 | Warranty Deed, Subdivision Related Transfer BENCHMARK MTG |
| Nov 14, 2017 | Warranty Deed, Transfer STEWART TITLE, FEDEX-STEWART TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 10, 2018 · Amount on Record |
| Deed Sale | Sep 10, 2018 · Amount on Record |
| Deed Document Number | 201899020727 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 4601 FALLING OAK, SCHERTZ, TX 78108-4440 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4601 FALLING OAK, CIBOLO, TX 78108-4440 |
| Document Number | 0099035446 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 202199035446 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 4601 FALLING OAK, SCHERTZ, TX 78108-4440 |
| Document Number | 0000024296 |
| Instrument Date | Oct 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2019 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4601 FALLING OAK SCHERTZ TX 781084440, SCHERTZ, TX 78108-4440 |
| Document Number | 0000024296 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 24296 |
| Name | GOLD FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | HOUSTON, TX 77036 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Sep 10, 2018 |
| Property Address | 4601 FALLING OAK, SCHERTZ, TX 78108-4440 |
| Document Number | 0000020727 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 20727 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 06, 2019 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8242 WINDOVER DR SAN ANTONIO TX 782181556, SAN ANTONIO, TX 78218-1556 |
| Document Number | 20728 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 20728 |
| Name | BENCHMARK MTG |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 09, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Nov 14, 2017 |
| Property Address | 4601 FALLING OAK, SCHERTZ, TX 78108-4440 |
| Document Number | 0000026897 |
| Instrument Date | Nov 10, 2017 |
| Instrument | 26897 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2019 |
| Title Company | STEWART TITLE, FEDEX-STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10410 WINDERMERE LAKES BLVD HOUSTON TX 77065, HOUSTON, TX 77065 |
Source: Guadalupe County assessment roll as of August 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $368,804 (-0.17%) Land $49,404 Building $319,400 | $368,804 (-0.17%) Land $49,404 Building $319,400 | |
| 2025 | $5,563.00 (-16.88%) Homeowner's exemption | $369,416 (-8.5%) Land $46,890 Building $322,526 | $369,416 (-8.5%) Land $46,890 Building $322,526 |
| 2024 | $6,693.00 (-1.95%) Homeowner's exemption | $403,755 (-5.78%) Land $46,408 Building $357,347 | $403,755 (-5.78%) Land $46,408 Building $357,347 |
| 2023 | $6,826.00 (-9.05%) Homeowner's exemption | $428,527 Land $61,992 Building $366,535 | $428,527 Land $61,992 Building $366,535 |
| 2022 | $7,505.00 |
Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), as of April 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481872106141, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 51% of the US · lower than 73% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 363 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Guadalupe Valley Electric Cooperative Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Hotwire Communications, T-Mobile USA.
Source: EPA Safe Drinking Water Information System, water system TX0940003, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SCHERTZ serves 41,948 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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