4620 Sand Ridge Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 4620 Sand Ridge Rd, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,144 sqft · built 1961
Lot Size	4.23 acres (184,694 sqft)
Owner	Individual Name on Record
Last Sale	$249,500 (Sep 2015)
Tax Bill	$3,349 (2025)
Deeds & Mortgages	May 2024 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`093-170-002-000`

Property Details

APN / Parcel Number

Primary APN	`093-170-002-000`
Alternative APNs	`09317002100` `0931700210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Wood
Lot Area	184,694 sqft
Terrain	Wooded
View / Lot	Average
Patio Area	1,144 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Water Source	Well

Location & Zoning

Street Address	4620 SAND RIDGE RD
City	PLACERVILLE
State	CA
Zip	95667-8192
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE5
Legal Description	SEC 7 9 12
Legal Lot Number	4
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1004
Census Tract	31408

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4620 SAND RIDGE RD, PLACERVILLE, CA 95667-8192
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · Line of Credit UNCLE CU
Dec 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 1, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 15, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage COMMERCE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2015 · Amount on Record
Deed Sale	Sep 1, 2015 · Amount on Record
Prior Sale	Feb 6, 2015 · Amount on Record
Deed Document Number	201541138
Last Transfer Date	Apr 18, 2024
Transfer Doc	0000012304
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4620 SAND RIDGE RD, PLACERVILLE, CA 95667-8192
Transaction Type	Mortgage
Record Updated	May 20, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4620 SAND RIDGE RD, PLACERVILLE, CA 95667-8192

Mortgage

Document Number	0000012305
Date	May 1, 2024
Instrument	2024-0012305

Lender

Name	UNCLE CU
Type	Credit Union
Address	2101 LAS POSITAS CT, LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 30, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Dec 28, 2021
Property Address	4620 SAND RIDGE RD, PLACERVILLE, CA 95667-8192
Document Number	0000078190
Instrument Date	Nov 20, 2021
Instrument	2021-0078190
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4620 SAND RIDGE RD, PLACERVILLE, CA 95667-8192

Mortgage

Document Number	0000078191
Date	Dec 28, 2021
Instrument	2021-0078191

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4620 SAND RIDGE RD, PLACERVILLE, CA 95667-8192
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017361
Date	May 1, 2017
Instrument	2017-0017361

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	May 15, 2020
Property Address	4620 SAND RIDGE RD, PLACERVILLE, CA 95667-8192
Document Number	0000021932
Instrument Date	May 11, 2020
Instrument	2020-0021932
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4620 SAND RIDGE RD, PLACERVILLE, CA 95667-8192

Mortgage

Document Number	0000021933
Date	May 15, 2020
Instrument	2020-0021933

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pioneer Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$324,011 (+2%) Land $84,518 Building $239,493
2025	$3,349.00 (+2.04%) Homeowner's exemption	$317,659 (+4.04%) Land $82,861 Building $234,798
2024	$3,282.00 (+2.05%)
2023	$3,216.00 (+1.64%) Homeowner's exemption	$305,327 Land $79,645 Building $225,682
2022	$3,164.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.5% of the US · above 87% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Rocky Ridge Wireless, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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