El Dorado County property record for 4550 Sand Ridge Rd, Placerville, CA 95667
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,532 sqft · built 1973 |
| Lot Size | 5.33 acres (232,610 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Sep 1997) |
| Tax Bill | $2,123 (2025) |
| Deeds & Mortgages | Nov 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 093-170-013-000 |
| Primary APN | 093-170-013-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,532 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Wood |
| Lot Area | 232,610 sqft |
| Terrain | Rolling |
| Patio Area | 1,532 sqft |
| Water Source | Well |
|---|
| Street Address | 4550 SAND RIDGE RD |
|---|---|
| City | PLACERVILLE |
| State | CA |
| Zip | 95667-8191 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RE5 |
| Legal Description | SEC 18 9 12 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 31408 |
4550 Sand Ridge Rd, a rural home, is owned and occupied by two individuals who bought it in September 1997.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 127, SOMERSET, CA 95684-0127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 1997 · Amount on File |
| Deed Sale | Sep 18, 1997 · Amount on File |
| Prior Sale | Jun 26, 1997 · Amount on File |
| Deed Document Number | 199746752 |
| Deed Book / Page | 4996 / 76 |
| Prior Transfer Date | Jun 10, 1997 |
| Prior Transfer Doc | 0000030928 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4550 SAND RIDGE RD, PLACERVILLE, CA 95667-8191 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 4550 SAND RIDGE RD, PLACERVILLE, CA 95667-8191 |
| Document Number | 0000069895 |
|---|---|
| Date | Nov 9, 2021 |
| Instrument | 2021-0069895 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 944 Months |
| Due | Jul 12, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.61% |
| Type Change Date | Jan 1, 2022 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
The 2025 property tax bill for 4550 Sand Ridge Rd was $2,123 with a homeowner's exemption.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Pioneer Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $202,732 (+2%) Land $48,839 Building $153,893 | |
| 2025 | $2,123.00 Homeowner's exemption | $198,758 Land $47,882 Building $150,876 |
| 2023 | $2,040.00 (+1.69%) Homeowner's exemption | $191,042 Land $46,024 Building $145,018 |
| 2022 | $2,006.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4550 Sand Ridge Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2017–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4550 Sand Ridge Rd is extreme, ranking above 97.5% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.5% of the US · above 87% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, Rocky Ridge Wireless, Verizon.
5G (outdoors only) and 4G LTE
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