El Dorado County property record for 4580 Sand Ridge Rd, Placerville, CA 95667
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,490 sqft · built 1997 |
| Lot Size | 4.41 acres (192,535 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Mar 2026) |
| Tax Bill | $2,543 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 093-170-004-000 |
| Primary APN | 093-170-004-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,490 sqft Living Area |
| 1st Floor Area | 1,490 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Wood |
| Lot Area | 192,535 sqft |
| Terrain | Wooded |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,490 sqft |
| Street Address | 4580 SAND RIDGE RD |
|---|---|
| City | PLACERVILLE |
| State | CA |
| Zip | 95667 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RE5 |
| Legal Description | SEC 18 9 12 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 31408 |
4580 Sand Ridge Rd, a rural home, is owned and occupied by two individuals who bought it in March 2026.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4580 SAND RIDGE RD, PLACERVILLE, CA 95667 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2026 | Grant Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Mar 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2026 · Amount on File |
| Deed Sale | Mar 27, 2026 · Amount on File |
| Prior Sale | Nov 5, 1997 · Amount on File |
| Deed Document Number | 202610091 |
| Prior Transfer Date | Apr 3, 2003 |
| Prior Transfer Doc | 0000035447 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Mar 27, 2026 |
| Property Address | 4580 SAND RIDGE RD, PLACERVILLE, CA 95667 |
| Document Number | 0000010091 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 2026-0010091 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4580 SAND RIDGE RD, PLACERVILLE, CA 95667 |
| Document Number | 0000010092 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 2026-0010092 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4580 SAND RIDGE RD, PLACERVILLE, CA 95667 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000010644 |
|---|---|
| Date | Mar 6, 2020 |
| Instrument | 2020-0010644 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 4580 Sand Ridge Rd was $2,543, up 2% from the year before.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Pioneer Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $244,260 (+2%) Land $52,096 Building $192,164 | |
| 2025 | $2,543.00 (+2.05%) Homeowner's exemption | $239,472 Land $51,075 Building $188,397 |
| 2024 | $2,492.00 (+2.01%) | |
| 2023 | $2,443.00 (+1.71%) Homeowner's exemption | $230,175 Land $49,093 Building $181,082 |
| 2022 | $2,402.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4580 Sand Ridge Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2017–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4580 Sand Ridge Rd is extreme, ranking above 97.5% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.5% of the US · above 87% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, Rocky Ridge Wireless, Verizon.
5G (outdoors only) and 4G LTE
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