4620 E State Rd 427, Hamilton, IN 46742 Property Records

Steuben County property record for 4620 E State Rd 427, Hamilton, IN 46742

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,744 sqft · built 1983
Lot Size	12.9 acres (565,409 sqft)
Owner	Individual Name on Record
Last Sale	$236,000 (Sep 2006)
Tax Bill	$3,277 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Mar 2022 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`76-10-27-000-017.020-009`

Property Details

APN / Parcel Number

Primary APN	`76-10-27-000-017.020-009`
Alternative APNs	`10-27-000-017.020-11` `00001048741`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,744 sqft Living Area
1st Floor Area	2,744 sqft
Basement Area	2,744 sqft
Unfinished Basement	2,744 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	565,409 sqft (12.9 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	741 sqft
Parking Spaces	3 Parking Spaces
Pool Area	1,012 sqft
Stable	3,600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001048741
Street Address	4620 E STATE ROAD 427
City	HAMILTON
State	IN
Zip	46742-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW1/4 SE1/4 SEC 27 12.98A
Jurisdiction	STEUBEN IN
Township / Civil Division	OTSEGO
Census Block Group	1
Census Block	1020
Census Tract	971600

Owner

Source: Steuben County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4620 E STATE ROAD 427, HAMILTON, IN 46742-9516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2020	Deed of Trust, Mortgage · Line of Credit THE GARRETT STATE BANK
Mar 8, 2022	Deed of Trust, Mortgage · Line of Credit THE GARRETT STATE BANK
Feb 20, 2009	Deed of Trust, Mortgage THE FARMERS & MERCHANTS STATE BANK
Aug 18, 2011	Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK
Sep 22, 2008	Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK
Aug 12, 2016	Deed of Trust, Mortgage · Line of Credit STAR FINANCIAL BANK
May 18, 2011	Deed of Trust, Mortgage · Conventional Mortgage THE FARMERS & MERCHANTS STATE BANK
Sep 11, 2006	Warranty Deed, Transfer · Conventional Mortgage THE HICKSVILLE BANK
Dec 13, 2005	Warranty Deed, Transfer HICKSVILLE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2006 · Amount on Record
Deed Sale	Sep 11, 2006 · Amount on Record
Prior Sale	Dec 13, 2005 · Amount on Record
Deed Document Number	200690232
Prior Transfer Date	Sep 6, 2006
Prior Transfer Doc	0000090232
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	4620 E STATE ROAD 427, HAMILTON, IN 46742-9516
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020020085
Date	Feb 5, 2020
Instrument	20020085

Lender

Name	THE GARRETT STATE BANK
Type	Bank
Address	GARRETT, IN 46738

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	4620 E STATE ROAD 427, HAMILTON, IN 46742-9516
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4620 E STATE ROAD 427, HAMILTON, IN 46742-9516

Mortgage

Document Number	0022030176
Date	Mar 8, 2022
Instrument	22030176

Lender

Name	THE GARRETT STATE BANK
Type	Bank
Address	GARRETT, IN 46738

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	4620 E STATE ROAD 427, HAMILTON, IN 46742-9516
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	ACCOMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009020646
Date	Feb 20, 2009
Instrument	09020646

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Amount	Amount Recorded

August 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	4620 E STATE ROAD 427, HAMILTON, IN 46742-9516
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SERV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011080357
Date	Aug 18, 2011
Instrument	11080357

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	4620 E STATE ROAD 427, HAMILTON, IN 46742-9516
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008090560
Date	Sep 22, 2008
Instrument	08090560

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	4620 E STATE ROAD 427, HAMILTON, IN 46742-9516
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016080310
Date	Aug 12, 2016
Instrument	16080310

Lender

Name	STAR FINANCIAL BANK
Type	Bank
Address	11409

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jul 29, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	4620 E STATE ROAD 427, HAMILTON, IN 46742-9516
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011050344
Date	May 18, 2011
Instrument	11050344

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2041

September 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN IN
Recording Date	Sep 11, 2006
Property Address	4620 E STATE ROAD 427, HAMILTON, IN 46742-9516
Document Number	0006090232
Instrument Date	Sep 6, 2006
Instrument	06090232
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4620 E STATE ROAD 427, HAMILTON, IN 46742-9516

Mortgage

Document Number	0006090233
Date	Sep 11, 2006
Instrument	06090233

Lender

Name	THE HICKSVILLE BANK
Address	AUBURN, IN 46706

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2036

December 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN IN
Recording Date	Dec 13, 2005
Property Address	4620 E STATE ROAD 427, HAMILTON, IN 46742-9516
Document Number	0005120331
Instrument Date	Dec 8, 2005
Instrument	05120331
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 N ARTHUR CT, HAMILTON, IN 46742-9400

Mortgage

Document Number	0005120332
Date	Dec 13, 2005
Instrument	05120332

Lender

Name	HICKSVILLE BANK
Address	AUBURN, IN 46706

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Steuben County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Steuben County
County Subdivision	Otsego Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,277.00 (+1.36%) Homeowner's exemption	$586,600 (+4.92%) Land $68,100 Building $518,500	$586,600 (+4.92%) Land $68,100 Building $518,500
2024	$3,233.00 (+5.72%) Homeowner's exemption	$559,100 (+2.7%) Land $67,100 Building $492,000	$559,100 (+2.7%) Land $67,100 Building $492,000
2023		$544,400 (+11.37%) Land $60,200 Building $484,200	$544,400 (+11.37%) Land $60,200 Building $484,200
2022	$3,058.00	$488,800 Land $44,100 Building $444,700	$488,800 Land $44,100 Building $444,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1985–1996)
Most Recent Claim	May 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Lakeland Internet Fixed Wireless · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: MetaLINK Technologies, Watch TV.

Nearby Properties on E State Rd 427

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures