5398 E State Rd 427, Hamilton, IN 46742 Property Records

Steuben County property record for 5398 E State Rd 427, Hamilton, IN 46742

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,286 sqft · built 2000
Lot Size	11.8 acres (514,444 sqft)
Owner	Individual Name on Record
Tax Bill	$2,065 (2025)
Deeds & Mortgages	Jul 2009 Mortgage Oct 2012 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`76-10-26-000-009.010-009`

Property Details

APN / Parcel Number

Primary APN	`76-10-26-000-009.010-009`
Alternative APNs	`10-26-000-009.010-11` `00001048631`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,286 sqft Living Area
1st Floor Area	2,286 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	514,444 sqft (11.8 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,779 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001048631
Street Address	5398 E STATE ROAD 427
City	HAMILTON
State	IN
Zip	46742-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT N1/2 S1/2 NW1/4 SEC 26 11.81A PER SURVEY
Jurisdiction	STEUBEN IN
Township / Civil Division	OTSEGO
Census Block Group	1
Census Block	1020
Census Tract	971600

Owner

Source: Steuben County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5398 E STATE ROAD 427, HAMILTON, IN 46742-9516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2009	Deed of Trust, Mortgage · Conventional Mortgage THE FARMERS & MERCHANTS STATE BANK
Oct 29, 2012	Deed of Trust, Mortgage · Conventional Mortgage THE FARMERS & MERCHANTS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2016
Deed Sale	Dec 8, 2016
Prior Sale	May 10, 2000 · Amount on Record
Deed Document Number	2016120156
Record Updated	Sep 20, 2026

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	5398 E STATE ROAD 427, HAMILTON, IN 46742-9516
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009070698
Date	Jul 24, 2009
Instrument	09070698

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2039

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	5398 E STATE ROAD 427, HAMILTON, IN 46742-9516
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012100761
Date	Oct 29, 2012
Instrument	12100761

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Oct 1, 2039

Tax Assessment & Valuation

Source: Steuben County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Steuben County
County Subdivision	Otsego Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,065.00 (+6.39%) Homeowner's exemption	$368,100 (+4.96%) Land $65,500 Building $302,600	$368,100 (+4.96%) Land $65,500 Building $302,600
2024	$1,941.00 (+20.63%) Homeowner's exemption	$350,700 (+8.48%) Land $65,100 Building $285,600	$350,700 (+8.48%) Land $65,100 Building $285,600
2023		$323,300 (+11.37%) Land $58,000 Building $265,300	$323,300 (+11.37%) Land $58,000 Building $265,300
2022	$1,609.00	$290,300 Land $49,800 Building $240,500	$290,300 Land $49,800 Building $240,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1985–1996)
Most Recent Claim	May 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Steuben County REMC Fiber	1,000 / 1,000
Lakeland Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

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