5525 E State Rd 427, Hamilton, IN 46742 Property Records

Steuben County property record for 5525 E State Rd 427, Hamilton, IN 46742

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 4,192 sqft · built 1945
Lot Size	3.24 acres (141,352 sqft)
Owner	Individual Name on Record
Tax Bill	$2,619 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`76-10-26-000-027.000-009`

Property Details

APN / Parcel Number

Primary APN	`76-10-26-000-027.000-009`
Alternative APNs	`10-26-000-027.000-11` `00001048693`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,192 sqft Living Area
1st Floor Area	4,192 sqft
Basement Area	980 sqft
Unfinished Basement	980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2000
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	141,352 sqft (3.24 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,512 sqft
Parking Spaces	5 Parking Spaces
Lean-To	1,920 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001048693
Street Address	5525 E STATE ROAD 427
City	HAMILTON
State	IN
Zip	46742-9283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESLEY'S LOT 1 (3.245A)
Legal Subdivision	PLAT OF PRESLEYS MINOR PLAT
Legal Lot Number	1
Jurisdiction	STEUBEN IN
Township / Civil Division	OTSEGO
Census Block Group	3
Census Block	3053
Census Tract	971200

Owner

Source: Steuben County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5525 E STATE ROAD 427, HAMILTON, IN 46742-9283
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · Commercial Mortgage THE GARRETT STATE BANK
Sep 15, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 13, 2021
Transfer Doc	0000060953
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	5525 E STATE ROAD 427, HAMILTON, IN 46742-9283
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5525 EAST ROAD 427, HAMILTON, IN 46742

Mortgage

Document Number	0020100530
Date	Oct 16, 2020
Instrument	20100530

Lender

Name	THE GARRETT STATE BANK
Type	Bank
Address	ASHLEY, IN 46705

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	5525 E STATE ROAD 427, HAMILTON, IN 46742-9283
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5525 E STATE ROAD 427, HAMILTON, IN 46742-9283

Mortgage

Document Number	0025090300
Date	Sep 15, 2025
Instrument	25090300

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	1850 E PARIS AVE SE, GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2055

Tax Assessment & Valuation

Source: Steuben County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Steuben County
County Subdivision	Otsego Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,619.00 (+9.77%) Homeowner's exemption	$464,100 (+8.49%) Land $50,300 Building $413,800	$464,100 (+8.49%) Land $50,300 Building $413,800
2024	$2,386.00 (+18.29%) Homeowner's exemption	$427,800 (+7.7%) Land $48,900 Building $378,900	$427,800 (+7.7%) Land $48,900 Building $378,900
2023		$397,200 (+10.7%) Land $44,400 Building $352,800	$397,200 (+10.7%) Land $44,400 Building $352,800
2022	$2,017.00	$358,800 Land $37,400 Building $321,400	$358,800 Land $37,400 Building $321,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Steuben County REMC Fiber	1,000 / 1,000
Lakeland Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

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