Sacramento County property record for 462 Geranium Cir, Galt, CA 95632 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,231 sqft · built 2007 |
| Lot Size | 0.248 acres (10,813 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $444,000 (May 2007) |
| Tax Bill | $7,952 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Feb 2026 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 148-1070-016-0000 |
| Primary APN | 148-1070-016-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,231 sqft Living Area |
| 1st Floor Area | 1,292 sqft |
| 2nd Floor Area | 939 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 10,813 sqft (0.248 acres) |
| Garage Area | 455 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 462 GERANIUM CIR |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-2057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCHMIDT RANCH NO. 2, LOT 86 |
| Legal Subdivision | SCHMIDT RANCH NO. 2 |
| Legal Lot Number | 86 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 9502 |
Source: Sacramento County records · APN 148-1070-016-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 462 GERANIUM CIR, GALT, CA 95632-2057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage L ALLEY LOANS INC |
| Feb 19, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage L ALLEY LOANS INC |
| Nov 14, 2020 | Deed of Trust, Mortgage · VA Mortgage GUILD MTG |
| Feb 27, 2020 | Deed of Trust, Mortgage · VA Mortgage GUILD MTG |
| Jun 22, 2019 | Deed of Trust, Mortgage · VA Mortgage GUILD MTG |
| Mar 02, 2018 | Deed of Trust, Mortgage · VA Mortgage GUILD MTG |
| Jun 13, 2017 | Deed of Trust, Mortgage · VA Mortgage GUILD MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 31, 2007 · Amount on Record |
| Deed Sale | May 31, 2007 · Amount on Record |
| Deed Book / Page | 20070531 / 1852 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 462 GERANIUM CIR, GALT, CA 95632-2057 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 462 GERANIUM CIR, GALT, CA 95632-2057 |
| Document Number | 0000000622 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 202603300622 |
| Name | L ALLEY LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTINGTON BEACH, CA 92647 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 462 GERANIUM CIR, GALT, CA 95632-2057 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2026 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 462 GERANIUM CIR, GALT, CA 95632-2057 |
| Document Number | 0000000253 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 202602190253 |
| Name | L ALLEY LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTINGTON BEACH, CA 92647 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 462 GERANIUM CIR, GALT, CA 95632-2057 |
| Document Number | 2011191731 |
| Instrument Date | Nov 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 462 GERANIUM CIR GALT CA 956322057, GALT, CA 95632-2057 |
| Document Number | 2011191731 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 2011191731 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 462 GERANIUM CIR, GALT, CA 95632-2057 |
| Document Number | 2003021016 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2020 |
| Title Company | PRIORITY TITLE COMPANY, PTC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 462 GERANIUM CIR GALT CA 956322057, GALT, CA 95632-2057 |
| Document Number | 2003021016 |
|---|---|
| Date | Mar 02, 2020 |
| Instrument | 2003021016 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 462 GERANIUM CIR, GALT, CA 95632-2057 |
| Document Number | 1906280900 |
| Instrument Date | Jun 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2019 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 462 GERANIUM CIR GALT CA 956322057, GALT, CA 95632-2057 |
| Document Number | 1906280900 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 1906280900 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 462 GERANIUM CIR, GALT, CA 95632-2057 |
| Document Number | 1803070635 |
| Instrument Date | Mar 02, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 462 GERANIUM CIR GALT CA 956322057, GALT, CA 95632-2057 |
| Document Number | 1803070635 |
|---|---|
| Date | Mar 07, 2018 |
| Instrument | 1803070635 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 06, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 462 GERANIUM CIR, GALT, CA 95632-2057 |
| Document Number | 1706201377 |
| Instrument Date | Jun 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 462 GERANIUM CIR GALT CA 956322057, GALT, CA 95632-2057 |
| Document Number | 1706201377 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 1706201377 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 19, 2047 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Galt City |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $606,612 (+2%) Land $163,979 Building $442,633 | |
| 2025 | $7,952.00 (+4.23%) Homeowner's exemption | $594,718 (+4.04%) Land $160,764 Building $433,954 |
| 2024 | $7,629.00 (+2.02%) | |
| 2023 | $7,478.00 (+4.34%) Homeowner's exemption | $571,626 Land $154,522 Building $417,104 |
| 2022 | $7,167.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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