456 Geranium Cir, Galt, CA 95632 Property Records

Sacramento County property record for 456 Geranium Cir, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,905 sqft · built 2007
Lot Size	0.244 acres (10,627 sqft)
Owner	2 Individual Names on Record
Last Sale	$382,500 (Apr 2017)
Tax Bill	$6,299 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`148-1070-017-0000`

Property Details

APN / Parcel Number

Primary APN	`148-1070-017-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,905 sqft Living Area
1st Floor Area	1,126 sqft
2nd Floor Area	779 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	10,627 sqft (0.244 acres)
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	456 GERANIUM CIR
City	GALT
State	CA
Zip	95632-2057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SCHMIDT RANCH NO. 2, LOT 87
Legal Subdivision	SCHMIDT RANCH NO. 2
Legal Lot Number	87
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1015
Census Tract	9502

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	456 GERANIUM CIR, GALT, CA 95632-2057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Apr 7, 2017	Grant Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES
Apr 7, 2017	Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Apr 7, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2017 · Amount on Record
Deed Sale	Apr 7, 2017 · Amount on Record
Prior Sale	Aug 24, 2007 · Amount on Record
Deed Book / Page	20170407 / 745
Prior Transfer Date	Apr 4, 2017
Prior Transfer Doc	0000000743
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	456 GERANIUM CIR, GALT, CA 95632-2057
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 GERANIUM CIR, GALT, CA 95632-2057

Mortgage

Document Number	0000000733
Date	Mar 24, 2022
Instrument	2022032400733

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 7, 2017
Property Address	456 GERANIUM CIR, GALT, CA 95632-2057
Document Number	4070000000745
Book / Page	20170407 / 0745
Map Reference	MB 347 PG 02
Instrument Date	Mar 31, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	456 GERANIUM CIR, GALT, CA 95632-2057

Mortgage

Document Number	201704070746
Date	Apr 7, 2017
Instrument	20170407/0746

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

April 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 7, 2017
Property Address	456 GERANIUM CIR, GALT, CA 95632-2057
Document Number	0000000743
Book / Page	170407 / 000743
Instrument Date	Mar 29, 2017
Transaction Type	Transfer
Record Updated	Apr 24, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8146 SEDGEFIELD DR PENSACOLA FL 325071438, PENSACOLA, FL 32507-1438

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 7, 2017
Property Address	456 GERANIUM CIR, GALT, CA 95632-2057
Document Number	0000000744
Book / Page	170407 / 000744
Instrument Date	Mar 28, 2017
Transaction Type	Transfer
Record Updated	Apr 24, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8146 SEDGEFIELD DR PENSACOLA FL 325071438, PENSACOLA, FL 32507-1438

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$452,796 (+2%) Land $130,214 Building $322,582
2025	$6,299.00 (+4.15%)	$443,918 (+4.04%) Land $127,661 Building $316,257
2024	$6,048.00 (+2.08%)
2023	$5,925.00 (+4.33%)	$426,681 Land $122,704 Building $303,977
2022	$5,679.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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