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462 E Summer St, Paxton, IL 60957 Property Records

Ford County property record for 462 E Summer St, Paxton, IL 60957 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,658 sqft · built 1930
Lot Size0.186 acres (8,132 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Dec 2025)
Tax Bill$3,433 (2024)
Deeds & MortgagesFeb 2022 Mortgage
Dec 2025 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN11-14-17-302-007

Property Details

APN / Parcel Number

Primary APN11-14-17-302-007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,658 sqft
Attic Area784 sqft

Exterior

Year BuiltBuilt 1930
Lot Area8,132 sqft (0.186 acres)
Lot Dimensions157 ft deep x 51.8 ft wide
Garage TypeDetached
Garage Area768 sqft

Location & Zoning

Street Address462 E SUMMER ST
CityPAXTON
StateIL
Zip60957-1742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLK 3 MERCHANTS ADD 51.81 X 157
Legal Range10E
Legal Township23N
Legal Section17
Legal SubdivisionMERCHANTS ADD
Legal Block3
Legal Lot Number3
JurisdictionFORD IL
Township / Civil DivisionPATTON
Census Block Group4
Census Block4050
Census Tract961800

Owner

Source: Ford County records · APN 11-14-17-302-007

Assessment roll updated January 1, 2024 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address462 E SUMMER ST, PAXTON, IL 60957-1742
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2022Deed of Trust, Mortgage · Conventional Mortgage
PENTAGON FCU
Dec 22, 2025Warranty Deed, Transfer · Conventional Mortgage
FEDERAL BANK FSB
Dec 22, 2025Warranty Deed, Transfer
ALLIED CAPITAL TITLE, ALLIED CAPITAL TTL OPERATING
Dec 16, 2022Warranty Deed, Transfer · Conventional Mortgage
FREDERICK COMMUNITY BANK
Nov 01, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 22, 2025 · Amount on Record
Deed SaleDec 22, 2025 · Amount on Record
Prior SaleJun 11, 2024 · Amount on Record
Deed Document Number287246
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORD IL
Property Address462 E SUMMER ST, PAXTON, IL 60957-1742
Transaction TypeMortgage
Record UpdatedApr 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000278489
DateFeb 09, 2022
Instrument278489
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 28, 2052
Interest
Rate TypeFixed Rate

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORD IL
Recording DateDec 22, 2025
Property Address462 E SUMMER ST, PAXTON, IL 60957-1742
Document Number0000287246
Map ReferencePB 72 PG 28
Instrument DateDec 19, 2025
Instrument287246
Transaction TypeTransfer
Record UpdatedJan 22, 2026
Title CompanyALLIED CAPITAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$315.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address207 W STANLEY ST, THORP, WI 54771-9421

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address462 E SUMMER ST, PAXTON, IL 60957-1742

Mortgage

Document Number0000287247
DateDec 22, 2025
Instrument287247
Lender
NameFEDERAL BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORD IL
Recording DateDec 22, 2025
Property Address462 E SUMMER ST, PAXTON, IL 60957-1742
Document Number0000287246
Map ReferenceMB 72 PG 28
Instrument DateDec 19, 2025
Instrument287246
Transaction TypeTransfer
Record UpdatedApr 21, 2026
Title CompanyALLIED CAPITAL TITLE, ALLIED CAPITAL TTL OPERATING

Transaction

AmountAmount Recorded
Tax$210.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address207 W STANLEY ST, THORP, WI 54771-9421

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address462 E SUMMERT ST, PAXTON, IL 60957-1742

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORD IL
Recording DateDec 16, 2022
Property Address462 E SUMMER ST, PAXTON, IL 60957-1742
Document Number0000280473
Instrument DateDec 02, 2022
Instrument280473
Transaction TypeTransfer
Record UpdatedFeb 08, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$60.00
Amount AccuracyRounded by County
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address472 E SUMMER ST, PAXTON, IL 60957-1742

Mortgage

Document Number0000280474
DateDec 16, 2022
Instrument280474
Lender
NameFREDERICK COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueDec 15, 2027

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORD IL
Recording DateNov 01, 2021
Property Address462 E SUMMER ST, PAXTON, IL 60957-1742
Document Number0000277781
Instrument DateOct 29, 2021
Instrument277781
Transaction TypeTransfer
Record UpdatedAug 05, 2022

Transaction

AmountAmount Recorded
Tax$60.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 155, PAXTON, IL 60957-0155

Transferred To (Grantee/Buyer)

NameVerified Name
Address472 E SUMMER ST, PAXTON, IL 60957-1742

Tax Assessment & Valuation

Source: Ford County records · Assessment roll updated January 1, 2024 · Last verified January 2026

Property Jurisdictions

TypeName
StateIllinois
CountyFord County
County SubdivisionPatton Township
MunicipalityPaxton City
Unified School DistrictPaxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$3,433.00 (-8.06%)$57,150 (+52.64%) Land $3,100 Building $54,050$171,450 (+52.64%) Land $9,300 Building $162,150
2022$3,734.00$37,440 Land $2,740 Building $34,700$112,320 Land $8,220 Building $104,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ford County (17053C), updated May 22, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170539618004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 3% of the US · above 21% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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