454 E Summer St, Paxton, IL 60957 Property Records

Ford County property record for 454 E Summer St, Paxton, IL 60957

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,016 sqft · built 1930
Lot Size0.187 acres (8,164 sqft)
Owner2 Individual Names on Record
Last Sale$179,900 (Nov 2023)
Tax Bill$3,078 (2024)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-14-17-302-006

Property Details

APN / Parcel Number

Primary APN11-14-17-302-006

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,016 sqft Living Area
Basement Area840 sqft
Unfinished Basement840 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Lot Area8,164 sqft (0.187 acres)
Lot Dimensions157 ft deep x 51.8 ft wide
Garage TypeAttached
Garage Area280 sqft

Location & Zoning

Street Address454 E SUMMER ST
CityPAXTON
StateIL
Zip60957-1742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLK 3 MERCHANTS ADD 51.81 X 157
Legal Range10E
Legal Township23N
Legal Section17
Legal SubdivisionMERCHANTS ADD
Legal Block3
Legal Lot Number4
JurisdictionFORD IL
Township / Civil DivisionPATTON
Census Block Group4
Census Block4050
Census Tract961800

Owner

Source: Ford County records, as of August 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address454 E SUMMER ST, PAXTON, IL 60957-1742
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2023 · Amount on Record
Deed SaleNov 20, 2023 · Amount on Record
Prior SaleApr 29, 2011 · Amount on Record
Deed Document Number2023282384
Prior Transfer DateApr 8, 2010
Prior Transfer Doc248149
Record UpdatedJun 8, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORD IL
Recording DateNov 20, 2023
Property Address454 E SUMMER ST, PAXTON, IL 60957-1742
Document Number0000282384
Instrument DateNov 20, 2023
Instrument282384
Transaction TypeTransfer
Record UpdatedJan 24, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address454 E SUMMER ST, PAXTON, IL 60957-1742

Mortgage

Document Number0000282385
DateNov 20, 2023
Instrument282385
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053
Interest
Rate TypeFixed Rate
Rate7.87%

Tax Assessment & Valuation

Source: Ford County assessment roll, as of August 19, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyFord County
County SubdivisionPatton Township
MunicipalityPaxton City
Unified School DistrictPaxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,078.00 (+9.77%)$38,550 (+13.02%) Land $3,100 Building $35,450$115,650 (+13.02%) Land $9,300 Building $106,350
2022$2,804.00$34,110 Land $2,740 Building $31,370$102,330 Land $8,220 Building $94,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAXTON
serves 4,200 people · EPA ID IL0530250
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2023–2025)
action level 15 ppb
Copper1.4 mg/L (2015–2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Nextlink.

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