389 E Summer St, Paxton, IL 60957 Property Records

Ford County property record for 389 E Summer St, Paxton, IL 60957

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,128 sqft · built 1930
Lot Size	0.183 acres (8,000 sqft)
Owner	Individual Name on Record
Last Sale	$137,500 (Oct 2025)
Tax Bill	$2,428 (2024)
Deeds & Mortgages	Dec 2019 Mortgage Jun 2006 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`11-14-17-158-019`

Property Details

APN / Parcel Number

Primary APN	`11-14-17-158-019`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,128 sqft

Exterior

Year Built	Built 1930
Lot Area	8,000 sqft (0.183 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	450 sqft

Location & Zoning

Street Address	389 E SUMMER ST
City	PAXTON
State	IL
Zip	60957-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 BLK 1 MERCHANTS ADD 50 X 160
Legal Range	10E
Legal Township	23N
Legal Section	17
Legal Subdivision	MERCHANTS ADD
Legal Block	1
Legal Lot Number	24
Jurisdiction	FORD IL
Township / Civil Division	PATTON
Census Block Group	4
Census Block	4048
Census Tract	961800

Owner

Source: Ford County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	389 E SUMMER ST, PAXTON, IL 60957-1702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREDERICK COMMUNITY BANK
Jun 29, 2006	Deed of Trust, Mortgage BANK OF RANTOUL
Aug 6, 2007	Deed of Trust, Mortgage VERMILION VALLEY BANK
Nov 4, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW AMERICAN FUNDING
Oct 20, 2025	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Oct 20, 2025	Warranty Deed, Transfer ALLIED CAPITAL TITLE
Jan 20, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 7, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH MORTGAGE INC
Aug 7, 2007	Warranty Deed, Transfer FIRST NATIONAL BANK IN PAXTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Prior Sale	Jan 20, 2023 · Amount on Record
Deed Document Number	286796
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	389 E SUMMER ST, PAXTON, IL 60957-1702
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000272204
Date	Dec 2, 2019
Instrument	272204

Lender

Name	FREDERICK COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 22, 2024

Interest

Rate Type	Fixed Rate

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	389 E SUMMER ST, PAXTON, IL 60957-1702
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 NEIPSWAH AVE, RANTOUL, IL 61866-1464

Mortgage

Document Number	0000236208
Date	Jun 29, 2006
Instrument	236208

Lender

Name	BANK OF RANTOUL
Type	Bank
Address	201 E CHAMPAIGN AVE, RANTOUL, IL 61866

Agreement

Amount	Amount Recorded
Term	9 Months
Due	Mar 28, 2007

Interest

Rate	8%

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	389 E SUMMER ST, PAXTON, IL 60957-1702
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 WOODLAND AVE, HINSDALE, IL 60521-4848

Mortgage

Document Number	0000239591
Date	Aug 6, 2007
Instrument	239591

Lender

Name	VERMILION VALLEY BANK
Address	4 E PEORIA ST, PIPER CITY, IL 60959

Agreement

Amount	Amount Recorded
Term	238 Months
Due	Jun 1, 2027

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	389 E SUMMER ST, PAXTON, IL 60957-1702
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	ALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 W FRANKLIN ST, PAXTON, IL 60957-1607

Mortgage

Document Number	0000286896
Date	Nov 4, 2025
Instrument	286896

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Oct 20, 2025
Property Address	389 E SUMMER ST, PAXTON, IL 60957-1702
Document Number	0000286796
Map Reference	PB 72 PG 28
Instrument Date	Oct 17, 2025
Instrument	286796
Transaction Type	Transfer
Record Updated	Nov 12, 2025
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 S STALLING ST, NEWMAN, IL 61942-9571

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 E SUMMER ST, PAXTON, IL 60957-1702

Mortgage

Document Number	0000286797
Date	Oct 20, 2025
Instrument	286797

Lender

Name	NEW AMERICAN FUNDING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Oct 20, 2025
Property Address	389 E SUMMER ST, PAXTON, IL 60957-1702
Document Number	0000286796
Map Reference	MB 72 PG 28
Instrument Date	Oct 17, 2025
Instrument	286796
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount Recorded
Tax	$137.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1003 N RANDOLPH, NEWMAN, IL 61942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 E SUMMER ST, PAXTON, IL 60957-1702

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Jan 20, 2023
Property Address	389 E SUMMER ST, PAXTON, IL 60957-1702
Document Number	0000280673
Instrument Date	Jan 20, 2023
Instrument	280673
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	389 E SUMMER ST, PAXTON, IL 60957-1702

Mortgage

Document Number	0000280674
Date	Jan 20, 2023
Instrument	280674

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	May 7, 2021
Property Address	389 E SUMMER ST, PAXTON, IL 60957-1702
Document Number	0000276309
Instrument Date	May 7, 2021
Instrument	276309
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 W SPRUCE ST, PAXTON, IL 60957-1075

Mortgage

Document Number	0000276310
Date	May 7, 2021
Instrument	276310

Lender

Name	FLAT BRANCH MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Aug 7, 2007
Property Address	389 E SUMMER ST, PAXTON, IL 60957-1702
Document Number	0000239591
Instrument Date	Jul 31, 2007
Instrument	239591
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000239592
Date	Aug 7, 2007
Instrument	239592

Lender

Name	FIRST NATIONAL BANK IN PAXTON
Address	106 N MARKET ST, PAXTON, IL 60957

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jul 31, 2008

Tax Assessment & Valuation

Source: Ford County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Patton Township
Municipality	Paxton City
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,428.00 (+10.46%) Homeowner's exemption	$31,680 (+12.98%) Land $2,990 Building $28,690	$95,040 (+12.98%) Land $8,970 Building $86,070
2022	$2,198.00	$28,040 Land $2,650 Building $25,390	$84,120 Land $7,950 Building $76,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAXTON serves 4,200 people · EPA ID IL0530250
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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