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462 Carter Rd, Madison, AL 35758 Property Records

Madison County property record for 462 Carter Rd, Madison, AL 35758

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,932 sqft · built 2019
Lot Size1.82 acres (79,668 sqft)
Owner2 Individual Names on File
Last Sale$164,900 (May 2018)
Tax Bill$4,725 (2026)
Deeds & MortgagesFeb 2019 Construction Loan
Dec 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN15-08-27-0-004-040.000

Property Details

APN / Parcel Number

Primary APN15-08-27-0-004-040.000
Alternative APNs
  • 067623
  • 469901

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,932 sqft Living Area
1st Floor Area1,932 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area79,668 sqft (1.82 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number469901
Street Address462 CARTER RD
CityMADISON
StateAL
Zip35758-8711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 13 RAINBOW MTN HGTS PB 2 PG 49
Legal Range02W
Legal Township03S
Legal Section27
Legal SubdivisionRAINBOW MOUNTAIN HEIGHTS S/D
Legal Lot Number13
JurisdictionMADISON AL
Township / Civil DivisionMADISON
Census Block Group3
Census Block3041
Census Tract11012

Owner

462 Carter Rd is owned and occupied by two individuals who bought it in May 2018.

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address462 CARTER RD, MADISON, AL 35758-8711
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2019Deed of Trust, Mortgage · Construction Mortgage
NATIONAL BANK OF COMMERCE
Dec 8, 2020Deed of Trust, Mortgage
SERVISFIRST BK
Oct 4, 2019Deed of Trust, Mortgage
CENTERSTATE BK NA
May 31, 2018Grant Deed, Transfer
Jul 5, 2017Deed of Trust, Mortgage · Line of Credit
SERVISFIRST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2018 · Amount on File
Deed SaleMay 31, 2018 · Amount on File
Deed Document Number201833998
Record UpdatedOct 29, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Property Address462 CARTER RD, MADISON, AL 35758-8711
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006337
DateFeb 4, 2019
Instrument20190204000006337
Lender
NameNATIONAL BANK OF COMMERCE
TypeBank
AddressBIRMINGHAM, AL 35223
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.5%
Min Rate At Change2.75%
Max Rate At Change6.5%
Index1-Year LIBOR
Max Rate10.5%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Property Address462 CARTER RD, MADISON, AL 35758-8711
Document Number0000100209
Instrument DateDec 8, 2020
Transaction TypeMortgage
Record UpdatedJan 14, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address462 CARTER RD MADISON AL 357588711, MADISON, AL 35758-8711

Mortgage

Document Number0000100209
DateDec 14, 2020
Instrument100209
Lender
NameSERVISFIRST BK
TypeBank
AddressBIRMINGHAM, AL 35209
Agreement
AmountAmount on Record
Term360 Months
DueDec 13, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Property Address462 CARTER RD, MADISON, AL 35758-8711
Document Number0000066279
Instrument DateOct 4, 2019
Transaction TypeMortgage
Record UpdatedOct 29, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address462 CARTER RD MADISON AL 35758, MADISON, AL 35758

Mortgage

Document Number0000066279
DateOct 10, 2019
Instrument66279
Lender
NameCENTERSTATE BK NA
TypeBank
AddressWINTER HAVEN, FL 33881
Agreement
AmountAmount on Record
Term360 Months
DueOct 9, 2049

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMADISON AL
Recording DateMay 31, 2018
Property Address462 CARTER RD, MADISON, AL 35758-8711
Document Number0000033998
Instrument DateMay 30, 2018
Instrument33998
Transaction TypeTransfer
Record UpdatedJun 22, 2018

Transaction

AmountAmount on Record
Tax$165.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address0 RAINBOW DR MADISON AL 35758, MADISON, AL 35758

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Property Address462 CARTER RD, MADISON, AL 35758-8711
Document Number0000420160
Instrument DateJul 5, 2017
Transaction TypeMortgage
Record UpdatedAug 7, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 HIDDEN SPRINGS CT MADISON AL 357583025, MADISON, AL 35758-3025

Mortgage

Document Number0000420160
DateJul 21, 2017
Instrument420160
Lender
NameSERVISFIRST BK
TypeBank
AddressBIRMINGHAM, AL 35209
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 462 Carter Rd was $4,725 with a homeowner's exemption, up 5.1% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,725.00 (+5.09%)
2025$4,496.00 Homeowner's exemption$65,240 Land $4,760 Building $60,480$652,800 Land $47,500 Building $605,300
2023$4,200.00 (+10.64%) Homeowner's exemption$60,980 (+11.03%) Land $4,760 Building $56,220$609,600 (+21.19%) Land $47,500 Building $562,100
2022$3,796.00$54,920 Land $4,260 Building $50,660$503,000 Land $42,500 Building $460,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 462 Carter Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 462 Carter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.1% of Alabama
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

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