Madison County property record for 426 Carter Rd, Madison, AL 35758
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.6 acres (69,897 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $87,500 (Mar 2020) |
| Tax Bill | $4,722 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-08-27-0-004-042.000 |
| Primary APN | 15-08-27-0-004-042.000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 69,897 sqft (1.6 acres) |
|---|
| Account Number | 509199 |
|---|---|
| Street Address | 426 CARTER RD |
| City | MADISON |
| State | AL |
| Zip | 35758-8711 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | ALL TH PT OF LOT 15 RAINBOW MT HGTS DES AS BEG AT THE NW COR OF SD LOT 15 TH FR TR BEG E TO A PT ON W/M OF A 40 FT ROW FOR CA |
| Legal Subdivision | RAINBOW MTN HEIGHTS |
| Legal Lot Number | 15 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 11012 |
426 Carter Rd, residential vacant land, is owned by two individuals who bought it in March 2020.
Source: Madison County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 139 PEBBLEBROOK CIR, MADISON, AL 35758-7687 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · VA Mortgage SOUTH STATE BANK |
| Mar 10, 2020 | Grant Deed, Transfer · Conventional Mortgage REDSTONE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2020 · Amount on File |
| Deed Sale | Mar 10, 2020 · Amount on File |
| Deed Document Number | 202017836 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | May 19, 2026 |
| Property Address | 426 CARTER RD, MADISON, AL 35758-8711 |
| Document Number | 2026106945 |
| Book / Page | 2026 / 106945 |
| Instrument Date | May 14, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 426 CARTER RD, MADISON, AL 35758-8711 |
| Investor | Possibly a Property Investor |
| Document Number | 2026106945, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 2026/106945 |
| Name | SOUTH STATE BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Mar 10, 2020 |
| Property Address | CARTER RD, MADISON, AL 35758 |
| Document Number | 0000017836 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 17836 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2020 |
| Title Company | ADM TITLE SERVICES LLC, ADM TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $88.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1426 CLEVELAND AVE MADISON AL 35758, MADISON, AL 35758 |
| Document Number | 17837 |
|---|---|
| Date | Mar 10, 2020 |
| Instrument | 17837 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 9, 2035 |
The 2026 property tax bill for 426 Carter Rd was $4,722, up 615.5% from the year before.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,722.00 (+615.45%) | ||
| 2025 | $660.00 | $9,500 Land $9,500 | $47,500 Land $47,500 |
| 2023 | $660.00 | $9,500 (-) Land $9,500 | $47,500 (-) Land $47,500 |
| 2022 | $660.00 | $9,500 Land $9,500 | $47,500 Land $47,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 426 Carter Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 426 Carter Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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