Madison County property record for 440 Carter Rd, Madison, AL 35758
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,992 sqft · built 2016 |
| Lot Size | 1.83 acres (80,112 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,000 (Sep 2014) |
| Tax Bill | $3,580 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-08-27-0-004-041.000 |
| Primary APN | 15-08-27-0-004-041.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,992 sqft Living Area |
| 1st Floor Area | 1,992 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 80,112 sqft (1.83 acres) |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 720 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 407167 |
|---|---|
| Street Address | 440 CARTER RD |
| City | MADISON |
| State | AL |
| Zip | 35758-8711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 RAINBOW MOUNTAIN HGTS S/D PB 2 PG 49 |
| Legal Range | 02W |
| Legal Township | 03S |
| Legal Section | 27 |
| Legal Subdivision | RAINBOW MOUNTAIN HEIGHTS S/D |
| Legal Lot Number | 14 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 11012 |
440 Carter Rd is owned and occupied by two individuals who bought it in September 2014.
Source: Madison County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 CARTER RD, MADISON, AL 35758-8711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2014 · Amount on File |
| Deed Sale | Sep 9, 2014 · Amount on File |
| Deed Document Number | 2014908000478320 |
| Prior Transfer Date | Sep 4, 2014 |
| Prior Transfer Doc | 0000478320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 440 CARTER RD, MADISON, AL 35758-8711 |
| Document Number | 0000000791 |
| Instrument Date | Dec 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 440 CARTER RD MADISON AL 357588711, MADISON, AL 35758-8711 |
| Document Number | 0000000791 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 791 |
| Name | HOMETOWN LNDRS |
|---|---|
| Address | HUNTSVILLE, AL 35806 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 4, 2051 |
The 2026 property tax bill for 440 Carter Rd was $3,580 with a homeowner's exemption, up 4.9% from the year before.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,580.00 (+4.89%) | ||
| 2025 | $3,413.00 Homeowner's exemption | $49,660 Land $4,760 Building $44,900 | $496,300 Land $47,500 Building $448,800 |
| 2023 | $3,189.00 (+13.49%) Homeowner's exemption | $46,440 (+13.32%) Land $4,760 Building $41,680 | $464,200 (+13.33%) Land $47,500 Building $416,700 |
| 2022 | $2,810.00 Homeowner's exemption | $40,980 Land $4,760 Building $36,220 | $409,600 Land $47,500 Building $362,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 Carter Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 440 Carter Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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