Osceola County property record for 4618 Pine Lake Dr, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1991 |
| Square Footage | 1,732 sqft Heated Area |
| Lot Size | 11,587 sqft (0.266 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $311,000 (2021) |
| Tax Bill | $5,107.00 (2025) |
| Primary APN | 82526 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,732 sqft Heated Area |
| Gross Area | 2,291 sqft Gross Area |
| 1st Floor | 1,732 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,587 sqft (0.266 acres) |
| Depth X Width | 100 ft x 115 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 504 sqft Garage |
| Pool Area | 450 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 306 sqft Deck |
| Porch | Open Porch |
| Porch Area | 55 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 82526 |
|---|---|
| Street Address | 4618 PINE LAKE DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1619 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PINE LAKE ESTATES UNIT 2 PB 2 PGS 92-95 LOT 13 09-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PINE LAKE ESTATE |
| Legal Tract | 902 |
| Legal Block | 1 |
| Legal Lot Number | 9,13 9 |
| Legal Unit | 2P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1032 |
| Census Tract | 43208 |
Source: Osceola County records · APN 82526
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4618 PINE LAKE DR, SAINT CLOUD, FL 34769-1619 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 28, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 29, 2021 | Warranty Deed, Transfer OS NATIONAL LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 28, 2021 · Amount on Record |
| Deed Sale | Sep 28, 2021 · Amount on Record |
| Prior Sale | Apr 29, 2021 · Amount on Record |
| Deed Doc Number | 2021150816 |
| Deed Book / Page | 6053 / 2471 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 28, 2021 |
| Property Address | 4618 PINE LAKE DR, SAINT CLOUD, FL 34769-1619 |
| Document Number | 0060532471 |
| Book / Page | 6053 / 2471 |
| Map Reference | MB 2 PG 92-95 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 2021150816 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,177.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD100, 410, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Address | 4618 PINE LAKE DR, SAINT CLOUD, FL 34769-1619 |
| Document Number | 0060532473 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 6053/2473 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 29, 2021 |
| Property Address | 4618 PINE LAKE DR, SAINT CLOUD, FL 34769-1619 |
| Document Number | 0059471795 |
| Book / Page | 5947 / 1795 |
| Map Reference | MB 2 PG 92-95 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 2021065891 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2026 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,953.70 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4701 OLD CANOE CREEK RD, SAINT CLOUD, FL 34770-7001 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,107.00 (-13.79%) Homeowner's exemption | $328,200 (-3.21%) Land $65,000 Building $263,200 | $328,200 (-3.21%) Land $65,000 Building $263,200 |
| 2023 | $5,924.00 (+12.45%) | $339,100 (+16.09%) Land $60,000 Building $279,100 | $339,100 (+16.09%) Land $60,000 Building $279,100 |
| 2022 | $5,268.00 | $292,100 Land $55,000 Building $237,100 | $292,100 Land $55,000 Building $237,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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