Osceola County property record for 4601 Pine Lake Dr, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1998 |
| Square Footage | 1,932 sqft Heated Area |
| Lot Size | 13,721 sqft (0.314 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $235,000 (2016) |
| Tax Bill | $2,981.00 (2025) |
| Primary APN | 82555 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,932 sqft Heated Area |
| Gross Area | 2,845 sqft Gross Area |
| 1st Floor | 1,932 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,721 sqft (0.314 acres) |
| Depth X Width | 125 ft x 109 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 460 sqft Garage |
| Pool Area | 512 sqft Pool |
|---|---|
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 48 sqft Shed |
| Deck Area | 448 sqft Deck |
| Porch | Open Porch |
| Porch Area | 393 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 82555 |
|---|---|
| Street Address | 4601 PINE LAKE DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1617 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PINE LAKE ESTATES UNIT 2 PB 2 PGS 92-95 LOT 42 09-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PINE LAKE ESTATE |
| Legal Tract | 902 |
| Legal Block | 1 |
| Legal Lot Number | 9,42 9 |
| Legal Unit | 2P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3014 |
| Census Tract | 43208 |
Source: Osceola County records · APN 82555
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4601 PINE LAKE DR, SAINT CLOUD, FL 34769-1617 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 03, 2016 · Amount on Record |
| Deed Sale | Aug 03, 2016 · Amount on Record |
| Prior Sale | Mar 17, 2016 · Amount on Record |
| Deed Doc Number | 2016118493 |
| Deed Book / Page | 5003 / 2715 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4601 PINE LAKE DR, SAINT CLOUD, FL 34769-1617 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0059931139 |
|---|---|
| Date | Jul 01, 2021 |
| Book Page | 5993/1139 |
| Instrument | 2021102785 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4601 PINE LAKE DR, SAINT CLOUD, FL 34769-1617 |
| Document Number | 0055961636 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4601 PINE LAKE DR ST CLOUD FL 347691617, ST CLOUD, FL 34769-1617 |
| Document Number | 0055961636 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 005596/001636 |
| Instrument | 125140 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 26, 2034 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,981.00 (+6.46%) Homeowner's exemption | $209,446 (+5.99%) | $369,000 (-3.4%) Land $65,000 Building $304,000 |
| 2023 | $2,800.00 (+3.78%) Homeowner's exemption | $197,616 (+3%) | $382,000 (+15.37%) Land $60,000 Building $322,000 |
| 2022 | $2,698.00 Homeowner's exemption | $191,861 | $331,100 Land $55,000 Building $276,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,273 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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