4616 Pine Lake Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4616 Pine Lake Dr, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2002
Square Footage	1,533 sqft Heated Area
Lot Size	12,545 sqft (0.287 acres)
Occupancy	Owner Occupied
Last Sale	$217,500 (2019)
Tax Bill	$5,225.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`82527`
Alternative APN	`042630090200010140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,533 sqft Heated Area
Gross Area	2,410 sqft Gross Area
1st Floor	1,533 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2002
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	12,545 sqft (0.287 acres)
Depth X Width	126 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	550 sqft Garage

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	48 sqft Shed
Patio Area	400 sqft Patio
Porch	Finished/Screened Porch
Porch Area	327 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	82527
Street Address	4616 PINE LAKE DR
City	SAINT CLOUD
State	FL
Zip	34769-1619
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PINE LAKE ESTATE UNIT 2 PB 2 PG 92 95 LOT 14 09-26-30
Legal Range	30E
Legal Township	26S
Legal Section	04
Legal Subdivision	PINE LAKE ESTATE
Legal Tract	902
Legal Block	1
Legal Lot Number	9,14 9
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1032
Census Tract	43208

Owner

Source: Osceola County records · APN 82527

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4616 PINE LAKE DR, SAINT CLOUD, FL 34769-1619
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage NOVUS HOME MORTGAGE
Apr 17, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Sep 20, 2018	Warranty Deed, Transfer LAUREATE TITLE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 17, 2019 · Amount on Record
Deed Sale	Apr 17, 2019 · Amount on Record
Prior Sale	Sep 20, 2018 · Amount on Record
Deed Doc Number	2019048211
Deed Book / Page	5508 / 1323
Record Refreshed	Jun 08, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4616 PINE LAKE DR, SAINT CLOUD, FL 34769-1619
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2648 HAZEL GROVE LN, OVIEDO, FL 32766-7057

Mortgage

Document Number	0063060765
Date	Oct 26, 2022
Book Page	6306/765
Instrument	2022158232

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company
Address	WAUKESHA, WI 53186

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 17, 2019
Property Address	4616 PINE LAKE DR, SAINT CLOUD, FL 34769-1619
Document Number	0055081323
Book / Page	005508 / 001323
Instrument Date	Apr 05, 2019
Instrument	48211
Transaction Type	Transfer
Record Updated	May 02, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,522.50
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4616 PINE LAKE DR ST CLOUD FL 347691619, ST CLOUD, FL 34769-1619

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 20, 2018
Property Address	4616 PINE LAKE DR, SAINT CLOUD, FL 34769-1619
Document Number	0054040134
Book / Page	005404 / 000134
Instrument Date	Sep 19, 2018
Instrument	141608
Transaction Type	Transfer
Record Updated	Oct 08, 2018
Title Company	LAUREATE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$931.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1633 E VINE ST #104 KISSIMMEE FL 347443700, 104, KISSIMMEE, FL 34744-3700

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,225.00 (+11.08%)	$305,800 (-3.62%) Land $65,000 Building $240,800	$305,800 (-3.62%) Land $65,000 Building $240,800
2023	$4,704.00	$317,300 Land $60,000 Building $257,300	$317,300 Land $60,000 Building $257,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

4616 Pine Lake Dr, Saint Cloud, FL 34769 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Pine Lake Dr

Nearby Streets

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