St. Joseph County property record for 4615 Ridgeway St, South Bend, IN 46619
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1958 |
| Lot Size | 0.187 acres (8,189 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,379 (2024) |
| Deeds & Mortgages | Jun 2022 Sale Apr 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-08-09-101-026.000-026 |
| Primary APN | 71-08-09-101-026.000-026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Basement Area | 864 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 8,189 sqft (0.187 acres) |
| Lot Dimensions | 130 ft deep x 63 ft wide |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 01841275011 |
|---|---|
| Street Address | 4615 RIDGEWAY ST |
| City | SOUTH BEND |
| State | IN |
| Zip | 46619-1718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 511 GARDEN VILLAGE 3RD UNIT |
| Legal Subdivision | C-ARDEN VILLAGE 3RD UN |
| Legal Lot Number | 511 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | PORTAGE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 2500 |
4615 Ridgeway St is owned by an individual who acquired it in July 2024.
Source: St. Joseph County records, as of March 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2928 LOTHAIR WAY, LONG BEACH, IN 46360-1714 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 20, 2022 | Deed, Transfer |
| Apr 13, 2022 | Warranty Deed, Transfer |
| Jan 9, 2019 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2024 |
| Deed Sale | Jul 19, 2024 |
| Prior Sale | Jun 20, 2022 · Amount on File |
| Deed Document Number | 0002416260 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Jun 20, 2022 |
| Property Address | 4615 RIDGEWAY ST, SOUTH BEND, IN 46619-1718 |
| Document Number | 0002218009 |
| Map Reference | PB 17 PG G |
| Instrument Date | Jun 15, 2022 |
| Instrument | 2218009 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 697 BUNGALOW DR, NAPPANEE, IN 46550-7003 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Apr 13, 2022 |
| Property Address | 4615 RIDGEWAY ST, SOUTH BEND, IN 46619-1718 |
| Document Number | 0002210864 |
| Map Reference | PB 17 PG G |
| Instrument Date | Apr 7, 2022 |
| Instrument | 2210864 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4615 RIDGEWAY ST, SOUTH BEND, IN 46619-1718 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Jan 9, 2019 |
| Property Address | 4615 RIDGEWAY ST, SOUTH BEND, IN 46619-1718 |
| Document Number | 0001900615 |
| Map Reference | PB 17 PG G |
| Instrument Date | Jan 4, 2018 |
| Instrument | 1900615 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4615 RIDGEWAY ST, SOUTH BEND, IN 46619-1718 |
| Document Number | 0001900616 |
|---|---|
| Date | Jan 9, 2019 |
| Instrument | 1900616 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: St. Joseph County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Portage Township |
| Municipality | South Bend City |
| Unified School District | South Bend Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $123,300 Land $1,600 Building $121,700 | $123,300 Land $1,600 Building $121,700 | |
| 2024 | $3,379.00 (+47.81%) | ||
| 2023 | $2,286.00 (+156.85%) | $93,900 (+18.71%) Land $1,600 Building $92,300 | $93,900 (+18.71%) Land $1,600 Building $92,300 |
| 2022 | $890.00 Homeowner's exemption | $79,100 Land $1,600 Building $77,500 | $79,100 Land $1,600 Building $77,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4615 Ridgeway St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4615 Ridgeway St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures