4602 Ridgeway St, South Bend, IN 46619 Property Records

St. Joseph County property record for 4602 Ridgeway St, South Bend, IN 46619

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 864 sqft · built 1959
Lot Size0.201 acres (8,763 sqft)
OwnerIndividual Name on File
Last Sale$68,579 (Oct 2021)
Tax Bill$1,350 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN71-08-09-101-030.000-026

Property Details

APN / Parcel Number

Primary APN71-08-09-101-030.000-026
Alternative APN
  • 01841275007

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area864 sqft Living Area
Gross Area1,728 sqft
1st Floor Area1,728 sqft
Basement Area864 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,763 sqft (0.201 acres)
Lot Dimensions127 ft deep x 69 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4602 RIDGEWAY ST
CitySOUTH BEND
StateIN
Zip46619-1721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 507 GARDEN VILLAGE 3RD UNIT
Legal SubdivisionGARDEN VILLAGE 3RD UNIT
Legal Lot Number507
JurisdictionST JOSEPH IN
Township / Civil DivisionPORTAGE
Census Block Group2
Census Block2003
Census Tract2500

Owner

4602 Ridgeway St is owned and occupied by an individual who bought it in October 2021.

Source: St. Joseph County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address4602 RIDGEWAY ST, SOUTH BEND, IN 46619-1721
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2021 · Amount on File
Deed SaleOct 5, 2021 · Amount on File
Deed Document Number202135090
Record UpdatedSep 20, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH IN
Recording DateOct 5, 2021
Property Address4602 RIDGEWAY ST, SOUTH BEND, IN 46619-1721
Document Number0002135090
Map ReferencePB 17 PG G
Instrument DateSep 25, 2021
Instrument2135090
Transaction TypeTransfer
Record UpdatedAug 8, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4602 RIDGEWAY ST, SOUTH BEND, IN 46619-1721

Mortgage

Document Number0002135091
DateOct 5, 2021
Instrument2135091
Lender
NameFIRST FSB
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4602 Ridgeway St was $1,350 with a homeowner's exemption, down 9.9% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

TypeName
StateIndiana
CountySt. Joseph County
County SubdivisionPortage Township
MunicipalitySouth Bend City
Unified School DistrictSouth Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,350.00 (-9.94%)$127,000 Land $1,700 Building $125,300$127,000 Land $1,700 Building $125,300
2024$1,499.00 (+46.53%)
2023$1,023.00 (+22.22%)$88,700 (+14.75%) Land $1,700 Building $87,000$88,700 (+14.75%) Land $1,700 Building $87,000
2022$837.00$77,300 Land $1,700 Building $75,600$77,300 Land $1,700 Building $75,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4602 Ridgeway St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4602 Ridgeway St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH BEND WATER WORKS
serves 115,000 people · EPA ID IN5271014
Water SourceGroundwater
Last State InspectionMar 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Ridgeway St

Nearby Streets

Search Property Records by Address or Parcel Number