St. Joseph County property record for 4609 Ridgeway St, South Bend, IN 46619
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1958 |
| Lot Size | 0.192 acres (8,384 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,036 (2024) |
| Deeds & Mortgages | Oct 2023 Transfer Oct 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-08-09-101-027.000-026 |
| Primary APN | 71-08-09-101-027.000-026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Basement Area | 864 sqft |
| Year Built | Built 1958 |
|---|---|
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 8,384 sqft (0.192 acres) |
| Lot Dimensions | 131 ft deep x 64 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 01841275010 |
|---|---|
| Street Address | 4609 RIDGEWAY ST |
| City | SOUTH BEND |
| State | IN |
| Zip | 46619-1718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 510 GARDEN VILLAGE 3RD UNIT |
| Legal Lot Number | 510 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | PORTAGE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 2500 |
4609 Ridgeway St is owned and occupied by an individual who acquired it in October 2023.
Source: St. Joseph County records, as of March 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4609 RIDGEWAY ST, SOUTH BEND, IN 46619-1718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2023 | Intrafamily Transfer, Transfer |
| Oct 4, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Oct 4, 2023 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Oct 4, 2023 |
| Property Address | 4609 RIDGEWAY ST, SOUTH BEND, IN 46619-1718 |
| Document Number | 0002323630 |
| Map Reference | PB 17 PG G |
| Instrument Date | Aug 30, 2023 |
| Instrument | 2323630 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 918 BELLEVUE AVE, SOUTH BEND, IN 46615-1411 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 918 BELLEVUE AVE, SOUTH BEND, IN 46615-1411 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Oct 4, 2023 |
| Property Address | 4609 RIDGEWAY ST, SOUTH BEND, IN 46619-1718 |
| Document Number | 0002323631 |
| Map Reference | PB 17 PG G |
| Instrument Date | Aug 30, 2023 |
| Instrument | 2323631 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4609 RIDGEWAY ST, SOUTH BEND, IN 46619-1718 |
| Investor | Possibly a Property Investor |
Source: St. Joseph County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Portage Township |
| Municipality | South Bend City |
| Unified School District | South Bend Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $127,200 Land $1,600 Building $125,600 | $127,200 Land $1,600 Building $125,600 | |
| 2024 | $3,036.00 (+191.92%) | ||
| 2023 | $1,040.00 (+18.72%) | $88,500 (+14.49%) Land $1,600 Building $86,900 | $88,500 (+14.49%) Land $1,600 Building $86,900 |
| 2022 | $876.00 (+25.68%) Homeowner's exemption | $77,300 Land $1,600 Building $75,700 | $77,300 Land $1,600 Building $75,700 |
| 2021 | $697.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4609 Ridgeway St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4609 Ridgeway St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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