4612 Joyce Ln, McHenry, IL 60050 Property Records

McHenry County property record for 4612 Joyce Ln, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,576 sqft · built 2003
Lot Size	0.309 acres (13,497 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jul 2019)
Deeds & Mortgages	Feb 2026 Second Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-34-379-014`

Property Details

APN / Parcel Number

Primary APN	`09-34-379-014`

Interior

Full Baths	5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,576 sqft Living Area
Gross Area	4,026 sqft
1st Floor Area	1,365 sqft
Basement Area	1,324 sqft
Finished Basement	682 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,497 sqft
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	383 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4612 JOYCE LN
City	MCHENRY
State	IL
Zip	60050-5401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0022900 LT 171 PARK RIDGE ESTATES PHASE 4
Legal Range	08E
Legal Township	45N
Legal Section	34
Legal Subdivision	PARK RIDGE ESTATES
Legal Phase	4
Legal Lot Number	171
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3019
Census Tract	870605

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4612 JOYCE LN, MCHENRY, IL 60050-5401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAXTER CU
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 24, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2019 · Amount on Record
Deed Sale	Jul 24, 2019 · Amount on Record
Prior Sale	Nov 6, 2013 · Amount on Record
Deed Document Number	2019R0022900
Record Updated	Jun 7, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4612 JOYCE LN, MCHENRY, IL 60050-5401
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	MIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003910
Date	Feb 12, 2026
Instrument	2026R0003910

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 28, 2046

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4612 JOYCE LN, MCHENRY, IL 60050-5401
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011628
Date	Mar 3, 2021
Instrument	2021R0011628

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate	2.99%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 24, 2019
Property Address	4612 JOYCE LN, MCHENRY, IL 60050-5401
Document Number	0000022900
Map Reference	DOC 2002R0048468
Instrument Date	Jul 24, 2019
Instrument	2019R0022900
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4612 JOYCE LN, MCHENRY, IL 60050-5401

Mortgage

Document Number	0000022901
Date	Jul 24, 2019
Instrument	2019R0022901

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$102,381 Land $14,629 Building $87,752	$307,143 Land $43,887 Building $263,256

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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