4600 Joyce Ln, McHenry, IL 60050 Property Records

McHenry County property record for 4600 Joyce Ln, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,906 sqft · built 2004
Lot Size	0.247 acres (10,795 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Jun 2012)
Deeds & Mortgages	Dec 2023 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-34-453-002`

Property Details

APN / Parcel Number

Primary APN	`09-34-453-002`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,906 sqft Living Area
Gross Area	3,788 sqft
1st Floor Area	1,894 sqft
Basement Area	1,906 sqft

Exterior

Year Built	Built 2004
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	10,795 sqft
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4600 JOYCE LN
City	MCHENRY
State	IL
Zip	60050-5401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2012R0024746 LT 174 PARK RIDGE ESTATES PHASE 4
Legal Range	08E
Legal Township	45N
Legal Section	34
Legal Subdivision	PARK RIDGE ESTATES
Legal Phase	4
Legal Lot Number	174
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3019
Census Tract	870605

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4600 JOYCE LN, MCHENRY, IL 60050-5401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Apr 29, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2012 · Amount on Record
Deed Sale	Jun 6, 2012 · Amount on Record
Prior Sale	Apr 29, 2004 · Amount on Record
Deed Document Number	2012R0024746
Record Updated	Jun 7, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4600 JOYCE LN, MCHENRY, IL 60050-5401
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 JOYCE LN, MCHENRY, IL 60050-5401

Mortgage

Document Number	0000031187
Date	Dec 12, 2023
Instrument	2023R0031187

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	222 Months
Due	Jun 1, 2042

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4600 JOYCE LN, MCHENRY, IL 60050-5401
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023470
Date	Apr 29, 2021
Instrument	2021R0023470

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	254 Months
Due	Jun 1, 2042

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$95,356 Land $14,629 Building $80,727	$286,068 Land $43,887 Building $242,181

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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