4620 Joyce Ln, McHenry, IL 60050 Property Records

McHenry County property record for 4620 Joyce Ln, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	6 ba · 2,250 sqft · built 2003
Lot Size	0.242 acres (10,570 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Apr 2021 Mortgage Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-34-379-016`

Property Details

APN / Parcel Number

Primary APN	`09-34-379-016`

Interior

Full Baths	6 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,250 sqft Living Area
Gross Area	3,562 sqft
1st Floor Area	1,313 sqft
Basement Area	1,052 sqft

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,570 sqft
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	157 sqft
Patio Area	594 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4620 JOYCE LN
City	MCHENRY
State	IL
Zip	60050-5401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0005956 LT 169 PARK RIDGE ESTATES PHASE 4
Legal Range	08E
Legal Township	45N
Legal Section	34
Legal Subdivision	PARK RIDGE ESTATES
Legal Phase	4
Legal Lot Number	169
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3019
Census Tract	870605

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4620 JOYCE LN, MCHENRY, IL 60050-5401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 5, 2019	Deed of Trust, Transfer · Conventional with PMI BAY EQUITY
Mar 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2019
Deed Sale	Mar 7, 2019
Prior Sale	Mar 27, 2018
Deed Document Number	2019R0005956
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4620 JOYCE LN, MCHENRY, IL 60050-5401
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020278
Date	Apr 13, 2021
Instrument	2021R0020278

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4620 JOYCE LN, MCHENRY, IL 60050-5401
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000121
Date	Jan 2, 2018
Instrument	2018R0000121

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2038

March 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4620 JOYCE LN, MCHENRY, IL 60050-5401
Document Number	0000005957
Instrument Date	Mar 5, 2019
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	STEWART TITLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4620 JOYCE LN MCHENRY IL 600505401, MCHENRY, IL 60050-5401

Mortgage

Document Number	0000005957
Date	Mar 7, 2019
Instrument	5957

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2049

Interest

Rate Type	Fixed Rate

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 27, 2018
Property Address	4620 JOYCE LN, MCHENRY, IL 60050-5401
Document Number	0000009551
Instrument Date	Mar 20, 2018
Instrument	9551
Transaction Type	Transfer
Record Updated	Apr 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4620 JOYCE LN MCHENRY IL 600505401, MCHENRY, IL 60050-5401

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$94,497 Land $14,629 Building $79,868	$283,491 Land $43,887 Building $239,604

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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