46106 Ely Ave, New Buffalo, MI 49117 Property Records

Berrien County property record for 46106 Ely Ave, New Buffalo, MI 49117

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,032 sqft · built 1920
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Tax Bill	$3,506 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39-2590-0032-00-5`

Property Details

APN / Parcel Number

Primary APN	`39-2590-0032-00-5`
Alternative APN	`11-39-2590-0032-00-5`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	65 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	46106 ELY AVE
City	NEW BUFFALO
State	MI
Zip	49117-9037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SELECTZONI
Legal Description	LOT 32 BLK B GRAND BEACH SPRINGS
Legal Subdivision	GRAND BEACH SPRINGS
Legal Block	B
Legal Lot Number	32
Legal Unit	32
Jurisdiction	BERRIEN MI
Township / Civil Division	NEW BUFFALO
Census Block Group	1
Census Block	1040
Census Tract	11302

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5787 N CLIFFORD AVE, CHICAGO, IL 60646-5644
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 9, 2008
Transfer Doc	02827/0026
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 22, 2020
Property Address	46106 ELY AVE, NEW BUFFALO, MI 49117-9037
Document Number	03291/2610
Book / Page	3291 / 2610
Map Reference	LB 4 PG 39
Instrument Date	Sep 10, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5787 N CLIFFORD AVE, CHICAGO, IL 60646-5644

Mortgage

Document Number	0032912612
Date	Sep 22, 2020
Instrument	3291/2612

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	New Buffalo Township
Municipality	Grand Beach Village
Unified School District	New Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,700 (+12.3%)	$257,400 (+12.3%)
2025	$3,506.00 (+3%)	$114,600 (-11.71%)	$229,200 (-11.71%)
2024	$3,404.00 (+10.05%)
2023		$129,800	$259,600
2022	$3,093.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 individual policies
Nearby Flood Policies	123 units insured incl. 89 condo units
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND BEACH serves 272 people · EPA ID MI0002730
Water Source	Purchased surface water from MICHIANA
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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