46110 Ely Ave, New Buffalo, MI 49117 Property Records

Berrien County property record for 46110 Ely Ave, New Buffalo, MI 49117

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,156 sqft · built 1910
Lot Size	0.07 acres (3,049 sqft)
Owner	Trust Name on Record
Tax Bill	$3,835 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`39-2590-0030-00-2`

Property Details

APN / Parcel Number

Primary APN	`39-2590-0030-00-2`
Alternative APN	`11-39-2590-0030-00-2`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,156 sqft Living Area
1st Floor Area	1,156 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Bungalow
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	65 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	46110 ELY AVE
City	NEW BUFFALO
State	MI
Zip	49117-9037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SELECTZONI
Legal Description	LOT 30 BLK B GRAND BEACH SPRINGS
Legal Subdivision	GRAND BEACH SPRINGS
Legal Block	B
Legal Lot Number	30
Legal Unit	30
Jurisdiction	BERRIEN MI
Township / Civil Division	NEW BUFFALO
Census Block Group	1
Census Block	1040
Census Tract	11302

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	2730 N GREENVIEW AVE, C, CHICAGO, IL 60614-1131
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Aug 27, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2008
Deed Sale	Sep 15, 2008
Prior Sale	Jun 2, 1997 · Amount on Record
Deed Book / Page	2858 / 918
Last Transfer Date	Aug 17, 2018
Transfer Doc	3215001043
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	46110 ELY AVE, NEW BUFFALO, MI 49117-9037
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03275/3114
Date	May 21, 2020
Book Page	3275/3114

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2040

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Aug 27, 2018
Property Address	46110 ELY AVE, NEW BUFFALO, MI 49117-9037
Document Number	03215/1043
Book / Page	3215 / 1043
Map Reference	MB4 PG39
Instrument Date	Aug 17, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 W LILL AVE APT 1E, 1E, CHICAGO, IL 60614-2261

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	New Buffalo Township
Municipality	Grand Beach Village
Unified School District	New Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,300 (+2.96%)	$264,600 (+2.96%)
2025	$3,835.00 (+3.01%)	$128,500 (-10.01%)	$257,000 (-10.01%)
2024	$3,723.00 (+10.02%)
2023		$142,800	$285,600
2022	$3,384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 individual policies
Nearby Flood Policies	123 units insured incl. 89 condo units
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND BEACH serves 272 people · EPA ID MI0002730
Water Source	Purchased surface water from MICHIANA
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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