4610 SW Ardsley Dr, Stuart, FL 34997 Property Records

Martin County property record for 4610 SW Ardsley Dr, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,933 sqft · built 2020
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$599,500 (Jan 2021)
Tax Bill	$10,073 (2024)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jun 2020 Sale
Flood Zone	Zone X (moderate risk)
APN	`1120866`

Property Details

APN / Parcel Number

Primary APN	`1120866`
Alternative APN	`41-38-41-009-000-00250-0`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,933 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Masonite/Cement Shake
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1120866
Street Address	4610 SW ARDSLEY DR
City	STUART
State	FL
Zip	34997-4527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 BANYAN BAY PUD PHASE 2A & 2B ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 18 PAGE 6 PUBLIC RECORDS MARTIN
Legal Range	41E
Legal Township	38S
Legal Section	41
Legal Subdivision	BANYAN BAY PUD PHASE 2A & 2B
Legal Phase	2A
Legal Lot Number	25
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2005
Census Tract	1103

Owner

Source: Martin County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4610 SW ARDSLEY DR, STUART, FL 34997-4527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Special Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jun 3, 2020	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2021 · Amount on Record
Deed Sale	Jan 12, 2021 · Amount on Record
Prior Sale	Jun 3, 2020 · Amount on Record
Deed Document Number	0031882741
Deed Book / Page	3188 / 2741
Record Updated	Jun 8, 2026

January 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jan 12, 2021
Property Address	4610 SW ARDSLEY DR, STUART, FL 34997-4527
Document Number	0031882741
Book / Page	3188 / 2741
Map Reference	MB 18 PG 6
Instrument Date	Jan 8, 2021
Instrument	2861195
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,196.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 CENTREPARK BLVD STE 340, 1450, WEST PALM BEACH, FL 33401-7443

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4610 SW ARDSLEY DR, STUART, FL 34997-4527

Mortgage

Document Number	0031882743
Date	Jan 12, 2021
Instrument	3188/2743

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 3, 2020
Property Address	4610 SW ARDSLEY DR, STUART, FL 34997-4527
Document Number	0031322753
Book / Page	003132 / 002753
Instrument Date	May 29, 2020
Instrument	2817593
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Tax	$5,969.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1450 CENTREPARK BLVD #340 WEST PALM BEACH FL 334017443, 340, WEST PALM BEACH, FL 33401-7443
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$645,059 (-0.59%)	$673,100 (+3.73%) Land $250,000 Building $423,100
2024	$10,073.00 (-10.55%)
2023	$11,261.00 (+5.73%)	$648,920 (+5.61%) Land $235,000 Building $413,920	$648,920 (+5.61%) Land $235,000 Building $413,920
2022	$10,651.00	$614,430 Land $242,950 Building $371,480	$614,430 Land $242,950 Building $371,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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