4600 SW Ardsley Dr, Stuart, FL 34997 Property Records

Martin County property record for 4600 SW Ardsley Dr, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,957 sqft · built 2021
Lot Size	0.29 acres (12,632 sqft)
Owner	Company Name on Record
Last Sale	$599,700 (May 2021)
Tax Bill	$9,115 (2024)
Deeds & Mortgages	Oct 2022 Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`41-38-41-009-000-0024.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`41-38-41-009-000-0024.0-0-0000`
Alternative APNs	`41-38-41-009-000-00240-0` `1120865`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,957 sqft Living Area
Gross Area	3,440 sqft
1st Floor Area	1,338 sqft
Elevator	Elevator

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	483 sqft
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1120865
Street Address	4600 SW ARDSLEY DR
City	STUART
State	FL
Zip	34997-4527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 BANYAN BAY PUD PHASE 2A & 2B ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 18 PAGE 6 PUBLIC RECORDS MARTIN COUNTY FLORIDA
Legal Range	41E
Legal Township	38S
Legal Section	41
Legal Subdivision	BANYAN BAY PUD PHASE 2A & 2B
Legal Block	2
Legal Lot Number	24
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2005
Census Tract	1103

Owner

Source: Martin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage VAST BANK NA
May 18, 2021	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Feb 10, 2020	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2021 · Amount on Record
Deed Sale	May 18, 2021 · Amount on Record
Prior Sale	Feb 10, 2020 · Amount on Record
Deed Document Number	20212889309
Deed Book / Page	3225 / 242
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4600 SW ARDSLEY DR, STUART, FL 34997-4527
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 SW ARDSLEY DR, STUART, FL 34997-4527
Investor	Possibly a Property Investor

Mortgage

Document Number	0033392334
Date	Oct 6, 2022
Book Page	3339/2334
Instrument	2983730

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Amount	Amount Recorded
Term	238 Months
Due	Aug 11, 2042

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 18, 2021
Property Address	4600 SW ARDSLEY DR, STUART, FL 34997-4527
Document Number	0032250242
Book / Page	3225 / 242
Map Reference	MB 18 PG 6
Instrument Date	May 13, 2021
Instrument	2889309
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	SIGNATURE TITLE PARTNERS, SIGNATURE TITLE FL PARTNERS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,197.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 CENTREPARK BLVD STE 340, 340, WEST PALM BEACH, FL 33401-7443

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4600 SW ARDSLEY DR, STUART, FL 34997-4527
Investor	Possibly a Property Investor

Mortgage

Document Number	0003225247
Date	May 18, 2021
Instrument	3225/247

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 10, 2020
Property Address	4600 SW ARDSLEY DR, STUART, FL 34997-4527
Document Number	0031101456
Book / Page	003110 / 001456
Instrument Date	Feb 6, 2020
Instrument	2799016
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Tax	$1,378.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1450 CENTREPARK BLVD #340 WEST PALM BEACH FL 334017443, 340, WEST PALM BEACH, FL 33401-7443
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$585,106	$685,230 (+9.6%) Land $250,000 Building $435,230
2024	$9,115.00 (+1.76%)
2023	$8,957.00 (+3.44%)
2022	$8,659.00	$535,977	$625,210 Land $242,950 Building $382,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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