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4601 SW Ardsley Dr, Stuart, FL 34997 Property Records

Martin County property record for 4601 SW Ardsley Dr, Stuart, FL 34997 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,271 sqft · built 2020
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Last Sale$686,000 (Jun 2020)
Tax Bill$8,777 (2024)
Deeds & MortgagesJun 2023 Line of Credit
Aug 2022 Line of Credit
+ 2 more
Flood ZoneZone X (moderate risk)
APN41-38-41-009-000-0020.0-0-0000

Property Details

APN / Parcel Number

Primary APN41-38-41-009-000-0020.0-0-0000
Alternative APNs
  • 41-38-41-009-000-00200-0
  • 1120861

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,271 sqft Finished Area
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area12,197 sqft (0.28 acres)
View / LotWater View

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4601 SW ARDSLEY DR
CitySTUART
StateFL
Zip34997-4527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 20 BANYAN BAY PUD PHASE 2A & 2B ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 18 PAGE 6 PUBLIC RECORDS MARTIN COUNTY FLORIDA
Legal Range41E
Legal Township38S
Legal Section41
Legal SubdivisionBANYAN BAY PUD PHASE 2A & 2B
Legal Block2
Legal Lot Number20
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2005
Census Tract1103

Owner

Source: Martin County records · APN 41-38-41-009-000-0020.0-0-0000

Assessment roll updated August 27, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4601 SW ARDSLEY DR, STUART, FL 34997-4527
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2023Deed of Trust, Mortgage · Line of Credit
AMERANT BANK NA
Aug 01, 2022Deed of Trust, Mortgage · Line of Credit
AMERANT BANK NA
Jun 22, 2020Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE
Dec 09, 2019Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 22, 2020 · Amount on Record
Deed SaleJun 22, 2020 · Amount on Record
Prior SaleDec 09, 2019 · Amount on Record
Deed Document Number2020947
Deed Book / Page3137 / 180
Last Transfer DateJun 20, 2025
Transfer Doc0035062330
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address4601 SW ARDSLEY DR, STUART, FL 34997-4527
Transaction TypeMortgage
Record UpdatedJul 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4601 SW ARDSLEY DR, STUART, FL 34997-4527

Mortgage

Document Number0033830216
DateJun 29, 2023
Book Page3383/216
Instrument3023711
Lender
NameAMERANT BANK NA
TypeBank
AddressMIAMI, FL 33134
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJul 01, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address4601 SW ARDSLEY DR, STUART, FL 34997-4527
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4601 SW ARDSLEY DR, STUART, FL 34997-4527

Mortgage

Document Number0033280171
DateAug 01, 2022
Book Page3328/171
Instrument2973544
Lender
NameAMERANT BANK NA
TypeBank
AddressMIAMI, FL 33134
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMARTIN FL
Recording DateJun 22, 2020
Property Address4601 SW ARDSLEY DR, STUART, FL 34997-4527
Document Number0031370180
Book / Page003137 / 000180
Instrument DateMay 27, 2020
Instrument2820947
Transaction TypeTransfer
Record UpdatedAug 13, 2020
Title CompanySIGNATURE TITLE FL PARTNERS LLC, SIGNATURE TITLE FL PTRS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,802.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4601 SW ARDSLEY DR STUART FL 349974527, STUART, FL 34997-4527

Mortgage

Document Number31370182
DateJun 22, 2020
Book Page003137/000182
Instrument2820948
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 21, 2050

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMARTIN FL
Recording DateDec 09, 2019
Property Address4601 SW ARDSLEY DR, STUART, FL 34997-4527
Document Number0030990258
Book / Page003099 / 000258
Instrument DateDec 05, 2019
Instrument2788737
Transaction TypeTransfer
Record UpdatedJan 03, 2020
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount Recorded
Tax$5,457.59
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1450 CENTREPARK BLVD #340 WEST PALM BEACH FL 334017443, 340, WEST PALM BEACH, FL 33401-7443
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$563,894 (+5.99%)$822,200 (+1.09%) Land $285,000 Building $537,200
2024$8,777.00 (+1.8%)
2023$8,622.00 (+3.44%) Additional exemption filed$532,041 (+3%)$813,320 (+6.3%) Land $285,000 Building $528,320
2022$8,335.00 Homeowner's exemption$516,545$765,110 Land $282,500 Building $482,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,370 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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