DeSoto County property record for 4506 Rowsey Crossing Dr, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,911 sqft · built 2022 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,293 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Oct 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-4-20-01-0-00016-00 |
| Primary APN | 3-08-4-20-01-0-00016-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,911 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 1,742 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 512 sqft |
| Patio Area | 448 sqft |
| Street Address | 4506 ROWSEY CROSSING DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | ROWSEY CROSSING LOT 16 |
| Legal Subdivision | ROWSEY CROSSING |
| Legal Lot Number | 16 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 71123 |
4506 Rowsey Crossing Dr is owned and occupied by an individual who acquired it in October 2021.
Source: DeSoto County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4506 ROWSEY CROSSING DR, HERNANDO, MS 38632-1053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Oct 7, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2021 |
| Deed Sale | Oct 7, 2021 |
| Deed Document Number | 0000974126 |
| Deed Book / Page | 974 / 126 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4506 ROWSEY CROSSING DR, HERNANDO, MS 38632-1053 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4506 ROWSEY CROSSING DR, HERNANDO, MS 38632-1053 |
| Document Number | 005651/552 |
|---|---|
| Date | Dec 28, 2022 |
| Book Page | 5651/552 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Oct 7, 2021 |
| Property Address | 4506 ROWSEY CROSSING DR, HERNANDO, MS 38632-1053 |
| Document Number | 000974/126 |
| Book / Page | 974 / 126 |
| Map Reference | MB 137 PG 45 |
| Instrument Date | Oct 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 867, NEW ALBANY, MS 38652-0867 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1490 FIELDSTONE ST, HERNANDO, MS 38632-5717 |
| Investor | Possibly a Property Investor |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,293.00 (+23.33%) | $55,652 (+47.23%) Land $4,000 Building $51,652 | $556,519 (+47.23%) Land $40,000 Building $516,519 |
| 2023 | $3,481.00 | $37,799 | $377,987 Land $40,000 Building $337,987 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4506 Rowsey Crossing Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4506 Rowsey Crossing Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 44% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
5G (outdoors only) and 4G LTE
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