DeKalb County property record for 461 Settler Rd, Dekalb, IL 60115
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Feb 2022) |
| Tax Bill | $7,096 (2024) |
| Deeds & Mortgages | Aug 2024 Second Mortgage Jun 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-21-301-016 |
| Primary APN | 08-21-301-016 |
|---|
| Lot Area | 10,890 sqft (0.25 acres) |
|---|
| Account Number | 0821301016 |
|---|---|
| Street Address | 461 SETTLER RD |
| City | DEKALB |
| State | IL |
| Zip | 60115-8574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 167 - DEVONAIRE FARMS SUBDIVISION - UNIT 1 |
| Legal Subdivision | DEVONAIRE FARMS SUBDIVISION |
| Legal Lot Number | 167 |
| Legal Unit | 1 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | DEKALB |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 1400 |
Source: DeKalb County records · APN 08-21-301-016
Assessment roll updated April 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 461 SETTLER RD, DEKALB, IL 60115-8574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Aug 21, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage POINT DIGITAL FINANCE INC |
| Jun 24, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA |
| Nov 20, 2025 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage POINT DIGITAL FINANCE INC |
| Feb 03, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Sep 23, 2020 | Quit Claim Deed, Transfer · VA Mortgage CROSSCOUNTRY MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 03, 2022 · Amount on Record |
| Deed Sale | Feb 03, 2022 · Amount on Record |
| Prior Sale | Sep 23, 2020 |
| Deed Document Number | 20221257 |
| Last Transfer Date | Sep 26, 2025 |
| Transfer Doc | 0000009336 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 461 SETTLER RD, DEKALB, IL 60115-8574 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 461 SETTLER RD, DEKALB, IL 60115-8574 |
| Document Number | 0000005965 |
|---|---|
| Date | Aug 21, 2024 |
| Instrument | 2024005965 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 461 SETTLER RD, DEKALB, IL 60115-8574 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000004633 |
|---|---|
| Date | Jun 24, 2025 |
| Instrument | 2025004633 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Nov 20, 2025 |
| Property Address | 461 SETTLER RD, DEKALB, IL 60115-8574 |
| Document Number | 0000009336 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2025009336 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 461 SETTLER RD, DEKALB, IL 60115-8574 |
| Name | Verified Name |
|---|---|
| Address | 461 SETTLER RD, DEKALB, IL 60115-8574 |
| Document Number | 0000009337 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 2025009337 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 26, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Feb 03, 2022 |
| Property Address | 461 SETTLER RD, DEKALB, IL 60115-8574 |
| Document Number | 0000001257 |
| Instrument Date | Jan 20, 2022 |
| Instrument | 2022001257 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $285.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 461 SETTLER RD, DEKALB, IL 60115-8574 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Sep 23, 2020 |
| Property Address | 461 SETTLER RD, DEKALB, IL 60115-8574 |
| Document Number | 0000009813 |
| Instrument Date | Aug 18, 2020 |
| Instrument | 9813 |
| Transaction Type | Transfer |
| Record Updated | Oct 02, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 461 SETTLER RD DEKALB IL 601158574, DEKALB, IL 60115-8574 |
| Document Number | 9814 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 9814 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 22, 2050 |
Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | DeKalb Township |
| Municipality | DeKalb City |
| Unified School District | DeKalb Community Unit School District 428 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $104,123 (+9.51%) Land $13,601 Building $90,522 | $312,369 (+9.51%) Land $40,803 Building $271,566 | |
| 2024 | $7,096.00 Homeowner's exemption | $95,081 (+14.69%) Land $12,420 Building $82,661 | $285,243 (+14.69%) Land $37,260 Building $247,983 |
| 2023 | $82,902 Land $10,829 Building $72,073 | $248,706 Land $32,487 Building $216,219 |
Source: FEMA National Flood Hazard Layer, DeKalb County (17037C), updated January 2, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170370014004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1980–2013) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 166 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | DEKALB serves 40,290 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 13 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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