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437 Settler Rd, Dekalb, IL 60115 Property Records

DeKalb County property record for 437 Settler Rd, Dekalb, IL 60115

Property Summary

Property TypeSingle Family Home
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Aug 2021)
Tax Bill$7,306 (2024)
Deeds & MortgagesAug 2021 Sale & Mortgage
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN08-21-301-015

Property Details

APN / Parcel Number

Primary APN08-21-301-015

Exterior

Lot Area9,148 sqft (0.21 acres)

Location & Zoning

Account Number0821301015
Street Address437 SETTLER RD
CityDEKALB
StateIL
Zip60115-8574
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 168 - DEVONAIRE FARMS SUBDIVISION - UNIT 1
Legal SubdivisionDEVONAIRE FARMS SUBDIVISION
Legal Lot Number168
Legal Unit1
JurisdictionDE KALB IL
Township / Civil DivisionDEKALB
Census Block Group4
Census Block4013
Census Tract1400

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address437 SETTLER RD, DEKALB, IL 60115-8574
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2021Warranty Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Jul 24, 2019Deed of Trust, Mortgage · Conventional with PMI
ILLINOIS CMNTY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2021 · Amount on Record
Deed SaleAug 9, 2021 · Amount on Record
Deed Document Number202110306
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateAug 9, 2021
Property Address437 SETTLER RD, DEKALB, IL 60115-8574
Document Number0000010306
Instrument DateAug 2, 2021
Instrument2021010306
Transaction TypeTransfer
Record UpdatedAug 23, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$375.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address437 SETTLER RD, DEKALB, IL 60115-8574

Mortgage

Document Number0000010307
DateAug 9, 2021
Instrument2021010307
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate
Rate3%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address437 SETTLER RD, DEKALB, IL 60115-8574
Document Number0000007248
Instrument DateJul 24, 2019
Transaction TypeMortgage
Record UpdatedAug 27, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address437 SETTLER RD DEKALB IL 601158574, DEKALB, IL 60115-8574

Mortgage

Document Number0000007248
DateAug 14, 2019
Instrument7248
Lender
NameILLINOIS CMNTY CU
TypeCredit Union
AddressSYCAMORE, IL 60178
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueAug 13, 2034

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionDeKalb Township
MunicipalityDeKalb City
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$107,010 (+25.6%) Land $13,601 Building $93,409$321,030 (+25.6%) Land $40,803 Building $280,227
2024$7,306.00
2023$85,201 Land $10,829 Building $74,372$255,603 Land $32,487 Building $223,116

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims8 (1980–2013)
Claims Outside the SFHA4 of 8
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB
serves 40,290 people · EPA ID IL0370100
Water SourceGroundwater
Last State InspectionJun 2023
Lead13 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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