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415 Settler Rd, Dekalb, IL 60115 Property Records

DeKalb County property record for 415 Settler Rd, Dekalb, IL 60115 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,400 sqft · built 2004
Lot Size0.21 acres (9,148 sqft)
OwnerCompany Name on File
Last Sale$210,500 (May 2017)
Tax Bill$6,220 (2024)
Deeds & MortgagesSep 2025 Line of Credit
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-21-301-014

Property Details

APN / Parcel Number

Primary APN08-21-301-014

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area2,400 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0821301014
Street Address415 SETTLER RD
CityDEKALB
StateIL
Zip60115-8574
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 169 - DEVONAIRE FARMS SUBDIVISION - UNIT 1
Legal SubdivisionDEVONAIRE FARMS SUBDIVISION
Legal Lot Number169
Legal Unit1
JurisdictionDE KALB IL
Township / Civil DivisionDEKALB
Census Block Group4
Census Block4013
Census Tract1400

Owner

Source: DeKalb County records · APN 08-21-301-014

Assessment roll updated April 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address8701 N ROOD RD, KINGSTON, IL 60145-8286
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
May 09, 2017Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 09, 2017 · Amount on Record
Deed SaleMay 09, 2017 · Amount on Record
Prior SaleJun 17, 2014 · Amount on Record
Deed Document Number20174390
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address415 SETTLER RD, DEKALB, IL 60115-8574
Transaction TypeMortgage
Record UpdatedSep 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007194
DateSep 12, 2025
Instrument2025007194
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 28, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateMay 09, 2017
Property Address415 SETTLER RD, DEKALB, IL 60115-8574
Document Number0000004390
Instrument DateApr 24, 2017
Instrument4390
Transaction TypeTransfer
Record UpdatedAug 20, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$210.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3805 S POINTE DR #A DEKALB IL 601158634, A, DEKALB, IL 60115-8634

Mortgage

Document Number4391
DateMay 09, 2017
Instrument4391
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 08, 2032
Interest
Rate3.25%

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionDeKalb Township
MunicipalityDeKalb City
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$92,074 (+25.6%) Land $13,601 Building $78,473$276,222 (+25.6%) Land $40,803 Building $235,419
2024$6,220.00
2023$73,309 Land $10,829 Building $62,480$219,927 Land $32,487 Building $187,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeKalb County (17037C), updated January 2, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170370014004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims8 (1980–2013)
Claims Outside the SFHA4 of 8
Most Recent ClaimApr 2013, rainfall accumulation, Severe Storms, Straight-line Winds, And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
Metronet HoldingsFiber5,120 / 5,120
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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