461 N 2040 E, Saint George, UT 84790 Property Records

Washington County property record for 461 N 2040 E, Saint George, UT 84790

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,328 sqft · built 1992
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$201,700 (Jun 2019)
Tax Bill	$1,331 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`SG-CARC-B-9`

Property Details

APN / Parcel Number

Primary APN	`SG-CARC-B-9`
Alternative APN	`0430242`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	1,328 sqft
Attic	Attic
Attic Area	880 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Open Slab
Porch Area	1,344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0430242
Street Address	461 N 2040 E CIR
City	SAINT GEORGE
State	UT
Zip	84790
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	SUBDIVISION: CIMARRON AT RED CLIFFS B (SG) LOT: 9
Legal Subdivision	CIMARRON AT RED CLIFFS B
Legal Lot Number	9
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	3
Census Block	3015
Census Tract	271102

Owner

Source: Washington County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	461 N 2040 E CIR, SAINT GEORGE, UT 84790
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 23, 2024	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Mar 9, 2020	Deed of Trust, Mortgage · VA Mortgage ARC HOME LLC
Jul 16, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONS LENDING CORP
Mar 1, 2021	Intrafamily Transfer, Transfer
Jun 28, 2019	Warranty Deed, Transfer · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Prior Sale	Feb 5, 2008 · Amount on Record
Deed Document Number	201925776
Last Transfer Date	Mar 1, 2021
Transfer Doc	0000014103
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	461 N 2040 E, SAINT GEORGE, UT 84790-2449
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 N 2040 E BE, BE, SAINT GEORGE, UT 84790-2449

Mortgage

Document Number	0000000114
Date	Jan 2, 2026
Instrument	20260000114

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Adjustable	Adjustable Rate Rider

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	461 N 2040 E, SAINT GEORGE, UT 84790-2449
Transaction Type	Mortgage
Record Updated	Feb 21, 2024
Title Company	STEWART TITLE, STEWART TITLE BCHH TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002169
Date	Jan 23, 2024
Instrument	20240002169

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	461 N 2040 E, SAINT GEORGE, UT 84790-2449
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011796
Date	Mar 9, 2020
Instrument	20200011796

Lender

Name	ARC HOME LLC
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	461 N 2040 E, SAINT GEORGE, UT 84790-2449
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	MORTGAGE INFORMATION SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048182
Date	Jul 16, 2021
Instrument	20210048182

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON UT
Recording Date	Mar 1, 2021
Property Address	461 N 2040 E, SAINT GEORGE, UT 84790-2449
Document Number	0000014103
Instrument Date	Mar 1, 2021
Instrument	20210014103
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	461 N 2040 E, SAINT GEORGE, UT 84790-2449

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	Jun 28, 2019
Property Address	461 N 2040 E, SAINT GEORGE, UT 84790-2449
Document Number	0000025776
Instrument Date	Jun 28, 2019
Instrument	20190025776
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	AMERICAN SECURE TTL ST GEORG

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 NORTH 2040 EAST CIRCLE, SAINT GEORGE, UT 84790

Mortgage

Document Number	0000025791
Date	Jun 28, 2019
Instrument	20190025791

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	St. George City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,285 (-7.14%) Land $59,400 Building $137,885	$358,700 (-7.14%) Land $108,000 Building $250,700
2025	$1,331.00 (-6.4%)
2023	$1,422.00	$212,465	$386,300 Land $96,000 Building $290,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST GEORGE CITY WATER SYSTEM serves 105,240 people · EPA ID UTAH27015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
InfoWest Fixed Wireless	200 / 40
Kayenta Technologies Fixed Wireless	100 / 20

May also be available: CenturyLink, SC Broadband.

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