461 Equus Ln, Troy, IL 62294 Property Records

Madison County property record for 461 Equus Ln, Troy, IL 62294

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,880 sqft · built 1985
Lot Size	3.12 acres (135,907 sqft)
Owner	Individual Name on Record
Tax Bill	$7,668 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Mar 2023 Mortgage
APN	`09-1-22-29-00-000-026-002`

Property Details

APN / Parcel Number

Primary APN	`09-1-22-29-00-000-026-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,880 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	135,907 sqft (3.12 acres)
Garage Type	Attached
Lean-To	Lean-To
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	461 EQUUS LN
City	TROY
State	IL
Zip	62294-2827
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT E1/2 W1/2 SE
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	2
Census Block	2011
Census Tract	403532

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	461 EQUUS LN, TROY, IL 62294-2827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Mar 2, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Aug 16, 2023
Property Address	461 EQUUS LN, TROY, IL 62294-2827
Document Number	0000021769
Map Reference	BK 1211 PG 69
Instrument Date	Aug 10, 2023
Instrument	2023R21769
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	ADVANCED TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$795.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	461 EQUUS LN, TROY, IL 62294-2827

Mortgage

Document Number	0000021770
Date	Aug 16, 2023
Instrument	2023R21770

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.25%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IL
Recording Date	Mar 2, 2023
Property Address	461 EQUUS LN, TROY, IL 62294-2827
Document Number	0000005609
Map Reference	BK 1211 PG 69
Instrument Date	Feb 6, 2023
Instrument	2023R05609
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	BOSTON NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	461 EQUUS LN, TROY, IL 62294-2827

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	461 EQUUS LN, TROY, IL 62294-2827

Mortgage

Document Number	0000005610
Date	Mar 2, 2023
Instrument	2023R05610

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Max Rate At Change	10.3%
Index	Other
Margin	3

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,668.00 (+6.04%)	$119,740 (+26.33%) Land $21,670 Building $98,070
2024	$7,231.00 (+25.34%)
2022	$5,769.00	$94,780 Land $16,670 Building $78,110	$284,625 Land $50,060 Building $234,565

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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