424 Equus Ln, Troy, IL 62294 Property Records

Madison County property record for 424 Equus Ln, Troy, IL 62294

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,120 sqft · built 1969
Lot Size	9 acres (392,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$469,000 (Apr 2025)
Tax Bill	$4,307 (2025)
Deeds & Mortgages	Oct 2025 Mortgage
APN	`09-1-22-29-00-000-027`

Property Details

APN / Parcel Number

Primary APN	`09-1-22-29-00-000-027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	392,040 sqft (9 acres)
Lean-To	845 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	424 EQUUS LN
City	TROY
State	IL
Zip	62294-2827
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	E LY PT W1/2 SE
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	2
Census Block	2011
Census Tract	403532

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	424 EQUUS LN, TROY, IL 62294-2827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2025 · Amount on Record
Deed Sale	Apr 23, 2025 · Amount on Record
Prior Sale	Oct 4, 2024
Deed Document Number	202510734
Prior Transfer Date	Mar 24, 2025
Prior Transfer Doc	0000010734
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	424 EQUUS LN, TROY, IL 62294-2827
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028983
Date	Oct 16, 2025
Instrument	2025R28983

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2040

Interest

Rate Type	Fixed Rate
Rate	6.25%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,307.00 (+7.65%)	$78,260 (+27.92%) Land $11,240 Building $67,020
2024	$4,001.00 (+15.8%)
2022	$3,455.00	$61,180 Land $8,600 Building $52,580	$183,724 Land $25,826 Building $157,898

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Equus Ln

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All Troy, IL Property Records

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