460 Equus Ln, Troy, IL 62294 Property Records

Madison County property record for 460 Equus Ln, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,500 sqft · built 1900
Lot Size	1.43 acres (62,291 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (Aug 2023)
Tax Bill	$4,081 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Aug 2022 Transfer + 3 more
APN	`09-1-22-29-00-000-026`

Property Details

APN / Parcel Number

Primary APN	`09-1-22-29-00-000-026`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	62,291 sqft (1.43 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	460 EQUUS LN
City	TROY
State	IL
Zip	62294-2827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MID PT SE
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	2
Census Block	2011
Census Tract	403532

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	460 EQUUS LN, TROY, IL 62294-2827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Aug 19, 2022	Intrafamily Transfer, Transfer
May 5, 2022	Intrafamily Transfer, Transfer ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES
Apr 11, 2019	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORP
Oct 16, 2017	Deed, Transfer · VA Mortgage FIRST COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2023 · Amount on Record
Deed Sale	Aug 16, 2023 · Amount on Record
Prior Sale	Apr 11, 2019 · Amount on Record
Deed Document Number	202321769
Prior Transfer Date	Feb 6, 2023
Prior Transfer Doc	0000005609
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	460 EQUUS LN, TROY, IL 62294-2827
Transaction Type	Mortgage
Record Updated	Jan 3, 2024
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033296
Date	Dec 14, 2023
Instrument	2023R33296

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 15, 2038

Interest

Rate Type	Fixed Rate
Rate	8.25%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IL
Recording Date	Aug 19, 2022
Property Address	460 EQUUS LN, TROY, IL 62294-2827
Document Number	0000027548
Map Reference	BK 1618 PG 312
Instrument Date	Jul 8, 2022
Instrument	2022R27548
Transaction Type	Transfer
Record Updated	Sep 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	461 EQUUS LN, 461, TROY, IL 62294-2827

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	461 EQUUS LN, TROY, IL 62294-2827

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IL
Recording Date	May 5, 2022
Property Address	460 EQUUS LN, TROY, IL 62294-2827
Document Number	0000015552
Instrument Date	May 4, 2022
Instrument	2022R15552
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	460 EQUUS LN, TROY, IL 62294-2827

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Apr 11, 2019
Property Address	460 EQUUS LN, TROY, IL 62294-2827
Document Number	0000011297
Map Reference	PB26 PG07
Instrument Date	Apr 4, 2019
Instrument	2019R11297
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$303.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 EQUUS LN, TROY, IL 62294-2827

Mortgage

Document Number	0000011298
Date	Apr 11, 2019
Instrument	2019R11298

Lender

Name	HOME POINT FINANCIAL CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.38%

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Oct 16, 2017
Property Address	460 EQUUS LN, TROY, IL 62294-2827
Document Number	0000034910
Instrument Date	Sep 22, 2017
Instrument	2017R34910
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 EQUUS LN, TROY, IL 62294-2827

Mortgage

Document Number	0000034911
Date	Oct 16, 2017
Instrument	2017R34911

Lender

Name	FIRST COUNTY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,081.00 (+7.91%)	$78,270 (+44.94%) Land $12,170 Building $66,100	$234,810 (+44.8%) Land $36,510 Building $198,300
2024	$3,782.00 (+14.43%)
2022	$3,305.00	$54,000 Land $9,480 Building $44,520	$162,162 Land $28,468 Building $133,694

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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