461 E 12th St, Saint Charles, MN 55972 Property Records

Winona County property record for 461 E 12th St, Saint Charles, MN 55972

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,344 sqft · built 1977
Lot Size	0.289 acres (12,589 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,268 (2026)
Deeds & Mortgages	Jan 2018 Transfer
APN	`29.080.0300`

Property Details

APN / Parcel Number

Primary APN	`29.080.0300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	12,589 sqft (0.289 acres)
Lot Dimensions	120 ft deep x 105 ft wide
Garage Type	Detached
Garage Area	440 sqft

Exterior Amenities

Deck Area	168 sqft
Shed	1 Shed
Shed Area	64 sqft
Gazebo	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	461 E 12TH ST
City	SAINT CHARLES
State	MN
Zip	55972-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-20 TWP-106 RANGE-010 STONES ADDITION LOT-005 BLOCK-004 WLY 105' LOTS 5, 8, & 9 EX: NLY 39' OF LOT 5
Legal Range	010
Legal Township	106
Legal Section	20
Legal Subdivision	STONES ADDITION
Legal Block	4
Legal Lot Number	5,8-9
Jurisdiction	WINONA MN
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2029
Census Tract	671000

Owner

Source: Winona County records · APN 29.080.0300

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	461 E 12TH ST, SAINT CHARLES, MN 55972-1505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jan 10, 2018
Transfer Doc	607794
Record Updated	Jun 08, 2026

January 2018: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WINONA MN
Recording Date	Jan 11, 2018
Property Address	461 E 12TH ST, SAINT CHARLES, MN 55972-1505
Document Number	607794
Instrument Date	Jan 10, 2018
Instrument	607794
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	St. Charles City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,268.00 (+105.84%)
2025		$248,100 (+1.56%) Land $50,900 Building $197,200	$248,100 (+1.56%) Land $50,900 Building $197,200
2023	$616.00 Homeowner's exemption	$244,300 Land $50,400 Building $193,900	$244,300 Land $50,400 Building $193,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Hiawatha Broadband Communications Cable · Fiber, Fixed Wireless in parts of the area	1,000 / 30
LTD Broadband Fixed Wireless	150 / 130

May also be available: Verizon.

Based on FCC filings for 365 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Saint Charles serves 3,825 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.