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412 E 12th St, Saint Charles, MN 55972 Property Records

Winona County property record for 412 E 12th St, Saint Charles, MN 55972

Property Summary

Property TypeApartments (5+ Units)
Details18 bd · 12 ba · 20,502 sqft · built 1966
Lot Size0.468 acres (20,386 sqft)
OwnerCompany Name on File
Last Sale$575,000 (Dec 2021)
Tax Bill$7,368 (2026)
Deeds & MortgagesDec 2021 Sale & Mortgage
Dec 2021 Re-recorded Document
+ 6 more
APN29.000.0910

Property Details

APN / Parcel Number

Primary APN29.000.0910

Interior

Bedrooms18 Beds
Full Baths12 Baths
Stories3 Stories
Building Area20,502 sqft Total Area
1st Floor Area10,311 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleMulti-Family
Exterior MaterialBrick Veneer
Construction TypeBrick
Lot Area20,386 sqft (0.468 acres)
Lot Dimensions170 ft deep x 120 ft wide

Utilities, Heating & Cooling

Heating SystemSpace Heater

Location & Zoning

Street Address412 E 12TH ST
CitySAINT CHARLES
StateMN
Zip55972-1545
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal DescriptionSECT-20 TWP-106 RANGE-010 LIMITS ST CHARLES LOT-039 LIMITS PARCEL 120' X 170' COMMENCING 60' SOUTH OF SW CORNER BLK 4 STONES
Legal Range010
Legal Township106
Legal Section20
Legal SubdivisionLIMITS
Legal Block4
Legal Lot Number39
JurisdictionWINONA MN
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2057
Census Tract671000

Owner

Source: Winona County records · APN 29.000.0910

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1146 IDSO CT, SAINT CHARLES, MN 55972-1688
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2021Warranty Deed, Transfer · Commercial Mortgage
BREMER BANK NA
Dec 13, 2021Re-recorded Document
LEGAL TITLE, LEGAL & TITLE SERVICES
Oct 22, 2019Quit Claim Deed, Transfer
Quitclaim
Oct 22, 2019Quit Claim Deed, Transfer
Quitclaim
Jan 03, 2019Quit Claim Deed, Transfer
Quitclaim
Jan 15, 2019Re-recorded Document
Apr 10, 2017Quit Claim Deed, Transfer
Quitclaim
Feb 17, 2017Warranty Deed, Transfer · Line of Credit
MERCHANTS BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 20, 2021 · Amount on Record
Deed SaleDec 20, 2021 · Amount on Record
Prior SaleFeb 17, 2017 · Amount on Record
Deed Document Number2021639553
Prior Transfer DateJun 18, 2021
Prior Transfer Doc000A639348
Record UpdatedSep 20, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINONA MN
Recording DateDec 20, 2021
Property Address412 E 12TH ST, SAINT CHARLES, MN 55972-1545
Document Number000A639553
Instrument DateDec 15, 2021
InstrumentA639553
Transaction TypeTransfer
Record UpdatedSep 29, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,897.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1146 IDSO CT, SAINT CHARLES, MN 55972-1688
Mail Care OfDANA HEGER

Mortgage

Document Number000A639554
DateDec 20, 2021
InstrumentA639554
Lender
NameBREMER BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueDec 10, 2031

December 2021: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionWINONA MN
Recording DateDec 13, 2021
Property Address412 E 12TH ST, SAINT CHARLES, MN 55972-1545
Document Number000A639348
Instrument DateJun 18, 2021
InstrumentA639348
Record UpdatedAug 16, 2022
Title CompanyLEGAL TITLE, LEGAL & TITLE SERVICES

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 E 12TH ST, SAINT CHARLES, MN 55972-1545

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINONA MN
Recording DateOct 22, 2019
Property Address412 E 12TH ST, SAINT CHARLES, MN 55972-1545
Document Number0000620277
Instrument DateOct 18, 2019
Instrument620277
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address418 E 12TH ST, SAINT CHARLES, MN 55972-1506

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINONA MN
Recording DateOct 22, 2019
Property Address412 E 12TH ST, SAINT CHARLES, MN 55972-1545
Document Number0000620276
Instrument DateOct 18, 2019
Instrument620276
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address418 E 12TH ST, SAINT CHARLES, MN 55972-1506

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINONA MN
Recording DateJan 03, 2019
Property Address412 E 12TH ST, SAINT CHARLES, MN 55972-1545
Document Number0000614608
Instrument DateDec 19, 2018
Instrument614608
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address418 E 12TH ST, SAINT CHARLES, MN 55972-1506

January 2019: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionWINONA MN
Recording DateJan 15, 2019
Property Address412 E 12TH ST, SAINT CHARLES, MN 55972-1545
Document Number0000614824
Instrument DateDec 19, 2018
Instrument614824
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address418 E 12TH ST, SAINT CHARLES, MN 55972-1506

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINONA MN
Recording DateApr 10, 2017
Property Address412 E 12TH ST, SAINT CHARLES, MN 55972-1545
Document Number0000602033
Instrument DateMar 27, 2017
Instrument602033
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address26494 W RD 37, UTICA, MN 55979

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINONA MN
Recording DateFeb 17, 2017
Property Address412 E 12TH ST, SAINT CHARLES, MN 55972-1545
Document Number0000601064
Instrument DateFeb 03, 2017
Instrument601064
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,056.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address26494 COUNTY ROAD 37, UTICA, MN 55979-4086

Mortgage

Document Number0000601065
DateFeb 17, 2017
Instrument601065
Lender
NameMERCHANTS BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueFeb 15, 2022

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$7,368.00 (+16.36%)
2025$457,500 (-0.5%) Land $75,500 Building $382,000$457,500 (-0.5%) Land $75,500 Building $382,000
2023$6,332.00$459,800 Land $74,700 Building $385,100$459,800 Land $74,700 Building $385,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable		1,000 / 50
Hiawatha Broadband Communications
Cable · Fiber, Fixed Wireless in parts of the area		1,000 / 30
LTD Broadband
Fixed Wireless		150 / 130

May also be available: Verizon.

Based on FCC filings for 365 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1850009, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSaint Charles
serves 3,825 people
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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