1. Home
  2. Minnesota
  3. Winona County
  4. Saint Charles
  5. E 12th St

418 E 12th St, Saint Charles, MN 55972 Property Records

Winona County property record for 418 E 12th St, Saint Charles, MN 55972

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,674 sqft · built 2018
Lot Size0.422 acres (18,382 sqft)
Owner2 Company Names on File
Last Sale$320,000 (Feb 2017)
Tax Bill$4,372 (2026)
Deeds & MortgagesOct 2025 Transfer
Oct 2018 Line of Credit
+ 6 more
APN29.000.0890

Property Details

APN / Parcel Number

Primary APN29.000.0890

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,674 sqft Living Area
1st Floor Area1,674 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2023
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,382 sqft (0.422 acres)
Lot Dimensions170 ft deep x 120 ft wide
Garage Area900 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemRadiant

Location & Zoning

Street Address418 E 12TH ST
CitySAINT CHARLES
StateMN
Zip55972-1506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-20 TWP-106 RANGE-010 LIMITS ST CHARLES LOT-039 LIMITS EX: W 155' EX: 120' X 170' EX: 155' X 300' EX: PARCEL 90' X 150'
Legal Range010
Legal Township106
Legal Section20
Legal SubdivisionLIMITS
Legal Lot Number39
JurisdictionWINONA MN
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2057
Census Tract671000

Owner

Source: Winona County records · APN 29.000.0890

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address412 E 12TH ST, SAINT CHARLES, MN 55972-1545
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 02, 2025Intrafamily Transfer, Transfer
LEGAL TITLE, LEGAL & TITLE SERVICES
Oct 31, 2018Deed of Trust, Mortgage · Line of Credit
MERCHANTS BANK NA
Oct 22, 2019Quit Claim Deed, Transfer
Quitclaim
Oct 22, 2019Quit Claim Deed, Transfer
Quitclaim
Jan 03, 2019Quit Claim Deed, Transfer
Quitclaim
Jan 15, 2019Re-recorded Document
Apr 10, 2017Quit Claim Deed, Transfer
Quitclaim
Feb 17, 2017Warranty Deed, Transfer · Line of Credit
MERCHANTS BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 17, 2017 · Amount on Record
Deed SaleFeb 17, 2017 · Amount on Record
Deed Document Number2017601064
Last Transfer DateOct 01, 2025
Transfer Doc000A663028
Record UpdatedJun 08, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWINONA MN
Recording DateOct 02, 2025
Property Address418 E 12TH ST, SAINT CHARLES, MN 55972-1506
Document Number000A663028
Instrument DateOct 01, 2025
InstrumentA663028
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyLEGAL TITLE, LEGAL & TITLE SERVICES

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 E 12TH ST, SAINT CHARLES, MN 55972-1545

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address418 E 12TH ST, SAINT CHARLES, MN 55972-1506
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address26494 COUNTY ROAD 37, UTICA, MN 55979-4086

Mortgage

Document Number0000613480
DateOct 31, 2018
Instrument613480
Lender
NameMERCHANTS BANK NA
TypeBank
AddressSAINT CHARLES, MN 55972
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 19, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINONA MN
Recording DateOct 22, 2019
Property Address418 E 12TH ST, SAINT CHARLES, MN 55972-1506
Document Number0000620277
Instrument DateOct 18, 2019
Instrument620277
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address418 E 12TH ST, SAINT CHARLES, MN 55972-1506

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINONA MN
Recording DateOct 22, 2019
Property Address418 E 12TH ST, SAINT CHARLES, MN 55972-1506
Document Number0000620276
Instrument DateOct 18, 2019
Instrument620276
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address418 E 12TH ST, SAINT CHARLES, MN 55972-1506

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINONA MN
Recording DateJan 03, 2019
Property Address418 E 12TH ST, SAINT CHARLES, MN 55972-1506
Document Number0000614608
Instrument DateDec 19, 2018
Instrument614608
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address418 E 12TH ST, SAINT CHARLES, MN 55972-1506

January 2019: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionWINONA MN
Recording DateJan 15, 2019
Property Address418 E 12TH ST, SAINT CHARLES, MN 55972-1506
Document Number0000614824
Instrument DateDec 19, 2018
Instrument614824
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address418 E 12TH ST, SAINT CHARLES, MN 55972-1506

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINONA MN
Recording DateApr 10, 2017
Property Address418 E 12TH ST, SAINT CHARLES, MN 55972-1506
Document Number0000602033
Instrument DateMar 27, 2017
Instrument602033
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address26494 W RD 37, UTICA, MN 55979

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINONA MN
Recording DateFeb 17, 2017
Property Address418 E 12TH ST, SAINT CHARLES, MN 55972-1506
Document Number0000601064
Instrument DateFeb 03, 2017
Instrument601064
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

AmountAmount Recorded
Tax$1,056.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address26494 COUNTY ROAD 37, UTICA, MN 55979-4086

Mortgage

Document Number0000601065
DateFeb 17, 2017
Instrument601065
Lender
NameMERCHANTS BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueFeb 15, 2022

Mortgage

Document Number601065
DateFeb 17, 2017
Instrument601065
Lender
NameMERCHANTS BANK NA
TypeBank
AddressSAINT CHARLES, MN 55972
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueFeb 15, 2022

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,372.00 (+2.53%)
2025$4,264.00 (+18.58%) Homeowner's exemption$352,100 (+5.74%) Land $43,500 Building $308,600$352,100 (+5.74%) Land $43,500 Building $308,600
2023$3,596.00 Homeowner's exemption$333,000 Land $43,000 Building $290,000$333,000 Land $43,000 Building $290,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable		1,000 / 50
Hiawatha Broadband Communications
Cable · Fiber, Fixed Wireless in parts of the area		1,000 / 30
LTD Broadband
Fixed Wireless		150 / 130

May also be available: Verizon.

Based on FCC filings for 365 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSaint Charles
serves 3,825 people
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E 12th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures