4609 E Desert Cactus St, Phoenix, AZ 85032 Property Records

Maricopa County property record for 4609 E Desert Cactus St, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,577 sqft · built 1992
Lot Size	0.137 acres (6,010 sqft)
Owner	Trust Name on Record
Last Sale	$386,000 (Aug 2020)
Tax Bill	$2,034 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2020 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`215-12-375`

Property Details

APN / Parcel Number

Primary APN	`215-12-375`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,577 sqft Living Area
1st Floor Area	1,577 sqft

Exterior

Year Built	Built 1992
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,010 sqft (0.137 acres)
Parking Spaces	2 Parking Spaces
Patio Area	121 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4609 E DESERT CACTUS ST
City	PHOENIX
State	AZ
Zip	85032-9539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-L
Legal Description	TATUM HEIGHTS MCR 348-48
Legal Range	04E
Legal Township	04N
Legal Section	31
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	TATUM HEIGHTS LOT 1-53 TR A
Legal Lot Number	12
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1012
Census Tract	619700

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	4609 E DESERT CACTUS ST, PHOENIX, AZ 85032-9539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 6, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 11, 2020	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Aug 11, 2020	Quit Claim Deed, Transfer EQUITABLE TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2020 · Amount on Record
Deed Sale	Aug 11, 2020 · Amount on Record
Prior Sale	Aug 11, 2020
Deed Document Number	0000730626
Last Transfer Date	Oct 6, 2020
Transfer Doc	0000950701
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4609 E DESERT CACTUS ST, PHOENIX, AZ 85032-9539
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	EQUITABLE TITLE AGENCY INC, EQUITABLE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 E DESERT CACTUS ST, PHOENIX, AZ 85032-9539

Mortgage

Document Number	0000547657
Date	May 17, 2021
Instrument	20210547657

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 6, 2020
Property Address	4609 E DESERT CACTUS ST, PHOENIX, AZ 85032-9539
Document Number	0000950701
Instrument Date	Sep 8, 2020
Instrument	950701
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4609 E ROBERT E LEE ST PHOENIX AZ 850329539, PHOENIX, AZ 85032-9539

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 11, 2020
Property Address	4609 E DESERT CACTUS ST, PHOENIX, AZ 85032-9539
Document Number	0000730626
Instrument Date	Aug 7, 2020
Instrument	730626
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	EQUITABLE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$386.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7655 E MINNEZONA AVE SCOTTSDALE AZ 852512101, SCOTTSDALE, AZ 85251-2101

Mortgage

Document Number	730628
Date	Aug 11, 2020
Instrument	730628

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 11, 2020
Property Address	4609 E DESERT CACTUS ST, PHOENIX, AZ 85032-9539
Document Number	0000730627
Instrument Date	Jul 9, 2020
Instrument	730627
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	EQUITABLE TITLE AGENCY INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 E ROBERT E LEE ST PHOENIX AZ 850329539, PHOENIX, AZ 85032-9539

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,160 (-0.45%)	$481,600 (-0.45%) Land $96,300 Building $385,300
2025	$2,034.00 (-12.06%)
2024		$48,380	$483,800 Land $96,700 Building $387,100
2023	$2,313.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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