4553 E Desert Cactus St, Phoenix, AZ 85032 Property Records

Maricopa County property record for 4553 E Desert Cactus St, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,651 sqft · built 1990
Lot Size	0.147 acres (6,425 sqft)
Owner	Individual Name on Record
Last Sale	$397,000 (Oct 2015)
Tax Bill	$3,487 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`215-12-234`

Property Details

APN / Parcel Number

Primary APN	`215-12-234`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,651 sqft Living Area
1st Floor Area	1,402 sqft
2nd Floor Area	1,249 sqft

Exterior

Year Built	Built 1990
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,425 sqft (0.147 acres)
Parking Spaces	3 Parking Spaces
Pool Area	570 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4553 E DESERT CACTUS ST
City	PHOENIX
State	AZ
Zip	85032-1579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-L
Legal Description	IMAGES MCR 332-7
Legal Range	04E
Legal Township	04N
Legal Section	31
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	IMAGES
Legal Lot Number	39
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1014
Census Tract	619700

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4553 E DESERT CACTUS ST, PHOENIX, AZ 85032-1579
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Deed of Trust, Mortgage · Line of Credit COPPER ST CU
Jun 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 10, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2015 · Amount on Record
Deed Sale	Oct 30, 2015 · Amount on Record
Prior Sale	May 10, 2017
Deed Document Number	0000782381
Last Transfer Date	Jun 8, 2020
Transfer Doc	0000493714
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4553 E DESERT CACTUS ST, PHOENIX, AZ 85032-1579
Document Number	0000010732
Instrument Date	Dec 31, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4553 E ROBERT E LEE ST PHOENIX AZ 850321579, PHOENIX, AZ 85032-1579

Mortgage

Document Number	0000010732
Date	Jan 6, 2021
Instrument	10732

Lender

Name	COPPER ST CU
Address	PHOENIX, AZ 85053

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 5, 2046

Interest

Rate Type	Adjustable Rate

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jun 8, 2020
Property Address	4553 E DESERT CACTUS ST, PHOENIX, AZ 85032-1579
Document Number	0000493714
Map Reference	MB 332 PG 7
Instrument Date	May 15, 2020
Instrument	20200493714
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4556 E ROBERT E LEE ST, PHOENIX, AZ 85032-1577

Mortgage

Document Number	0000493715
Date	Jun 8, 2020
Instrument	20200493715

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	May 10, 2017
Property Address	4553 E DESERT CACTUS ST, PHOENIX, AZ 85032-1579
Document Number	0000338795
Map Reference	MB 332 PG 7
Instrument Date	May 1, 2017
Instrument	2017-0338795
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4553 E ROBERT E LEE ST, PHOENIX, AZ 85032-1579

Mortgage

Document Number	0000338796
Date	May 10, 2017
Instrument	2017-0338796

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,270 (+3.06%)	$672,700 (+3.06%) Land $134,500 Building $538,200
2025	$3,487.00 (-10.59%)
2024		$65,270	$652,700 Land $130,500 Building $522,200
2023	$3,900.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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